Senior Director of Risk - Remote

UnitedHealth Group • Lincoln, NE

2d • Remote

About The Position

Explore opportunities at Proceed Finance, part of the Optum family of businesses. We’re a Nebraska-based financial technology company that is an established leader in the markets we serve. As patient financing experts, we create affordability for life-changing treatment so patients can restore their health and happiness. Come be a part of our innovative culture and make an impact with our rewarding career opportunities. Join us and discover the meaning behind Caring. Connecting. Growing together.
The Vice President of Credit Risk Management will be a pivotal member of the leadership team. This leader will provide strategic oversight and vision of the credit risk function, ensuring the safety, soundness and profitability of the credit portfolio, through the leadership of the credit risk, underwriting, data and business intelligence teams for Proceed Finance. The ideal candidate will bring deep expertise in financial services, with a solid foundation in consumer credit, complemented by exceptional analytical acumen, regulatory knowledge, and strategic leadership skills.
You’ll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Requirements

• Bachelor’s degree in business administration, Finance, Data Analytics, or a related field
• 15+ years of experience in credit risk management with at least 7+ years in leadership capacity
• 5+ years of experience constructing and making presentations to C-level executives
• Proven track record of developing and implementing successful credit risk management strategies
• Proven excellent verbal and written communication skills
• Proven solid understanding of regulatory requirements and compliance
• Proven solid analytical and problem-solving skills with a proven ability to improve business processes and practices to reduce costs and increase efficiency
• Proven interpersonal and negotiation skills
• Demonstrated exceptional leadership and team management abilities
• Proficient with the financial tools required to make estimates, business forecasts, and strategic decisions
• Proven solid organizational skills and attention to detail
• Proven excellent time management skills with a proven ability to meet deadlines
• Ability to work in a fast-paced environment
• Proficiency using Microsoft Office Suite (Excel, Word, PowerPoint, Outlook)
• Demonstrated entrepreneurial mindset
• Proficiency with data analytics tools and methodologies
• Ability to travel approximately 15%25 of the time

Nice To Haves

• Experience with CRM, Zoho/Salesforce
• Experience in the healthcare or patient financing industry
• Experience with financial technology and digital payment solutions
• Proven knowledge of elective procedures in dentistry and generative medicine

Responsibilities

• Lead the team responsible for all aspects of strategy and model development including data analysis, segmentation, predictive analytics, requirement generation, validation and ongoing reporting and monitoring
• Manage a team of managers and analysts to effectively prioritize tasks and strategic projects
• Responsible for portfolio performance and recommending changes to credit models and strategies based on analysis and experience
• Through partnership with internal teams such as Loss Mitigation, Finance, and Operations, combined with external partners, lead the design of solutions to mitigate portfolio risk and losses while driving revenue and loyalty to Proceed Finance
• Defines and implements key performance indicators and strategic objectives for the division and, as appropriate, the entire organization; facilitates measurement of those objectives, reporting results to the executive team
• Develop and implement comprehensive credit risk management strategies to mitigate credit, financial, and operational
• Drafts and implements policies and best practices to support achievement of objectives and required standards
• Collaborate with other leaders to identify and pursue strategic business opportunities
• Provide executive oversight to ensure the credit risk organization is appropriately staffed, equipped, and supported by scalable systems
• Communicates department, program, and project performance and process to senior leadership through periodic status reports and presentations
• Ensures compliance with industry and legal regulations and best practices, and adherence to company processes and procedures
• Maintains knowledge in developing trends and technologies in the industry
• Work closely with other senior executives to align credit risk initiatives with overall company strategy

Benefits

• a comprehensive benefits package
• incentive and recognition programs
• equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements)

What This Job Offers

• Job Type: Full-time
• Career Level: Director