Senior Data Scientist

Rich Data Co-posted about 2 months ago
Full-time • Mid Level
San Jose, CA
51-100 employees
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RDC.AI is a cloud native AI Decisioning company and the Data Science function is key to our organizational success. As we look to expand in North America, we are looking for a Senior Data Scientist to join our North America team. A Sr Data Scientist will work closely with our customers on developing AI/ML based solutions to solve complex credit-based decisions in the Business and Commercial lending space. Key responsibilities will include:

  • Design, present & document AI-based initiatives to our clients, typically banking and risk executives.
  • Develop use cases for clients with clear objectives and success criteria, matching our AI platform capabilities and client needs.
  • Assist in developing data processing solutions and machine learning models to address the business objectives of our clients using RDC.AI platform.
  • Assist in developing AI/ML based solutions to be deployed on the RDC.AI platform for clients across use cases in Business and Commercial lending within North America
  • Help mentor and train junior data scientists on RDC.AI methodologies, AI/ML best practices and credit risk modelling methodologies in the Business and Commercial lending space.
  • Bachelor’s degree in in Statistics, Mathematics, Physics, Computer Science, or other Quantitative related degree.
  • 5+ years of data science experience, ideally in credit risk or financial services.
  • Experience developing and managing quantitative credit risk models including credit decisioning models.
  • Programming experience in Python for 3+ years.
  • Programming in SQL for 1+ years.
  • Knowledge of data discovery, statistics, and data-driven model discovery, development, and validation, and tracking.
  • Ability to learn and adapt to new or emerging modeling techniques (e.g., LLM, GenAI, LSTM, etc.)
  • Experience presenting to technical, and non-technical stakeholders, including senior leadership.
  • Excellent communication and client engagement skills.
  • Ability to travel within North America (estimated 25% travel).
  • Advanced degree in Statistics, Mathematics, Physics, Computer Science, or other Quantitative related degree.
  • Experience with commercial and/or business lending.
  • Experience working with traditional and non-traditional data sources such as transaction, accounting, and e-commerce data.
  • Understanding the decision-making process behind the lending process.
  • Experience in credit risk analysis, strategy design, and monitoring.
  • Experience with additional programming languages is nice-to-have (e.g., Java, Scala, R, SAS, Perl, etc.)
  • Competitive benefits package (80% of premiums paid by RDC.ai)
  • 12 paid holidays
  • 20 days PTO per year + 5 paid personal or sick days per year
  • Paid Maternity/Paternity leave
  • Flexible working arrangements - work how's right for you
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