Senior Credit Risk Portfolio Manager - Loveland, CO or Chicago, IL

Nutrien Ltd. • Bannockburn, IL

56d • $91,200 - $164,100 • Onsite

About The Position

Nutrien is a leading provider of crop inputs and services, and our business results make a positive impact on the world. Our purpose, Feeding the Future, is the reason we come to work each day. We're guided by our culture of care and our core values: safety, inclusion, integrity, and results. When we say we care, we mean it. We're creating an inclusive workplace where everyone feels safe, has a sense of belonging, trusts one another, and acts with integrity. Through the collective expertise of our nearly 26,000 employees, we operate a world-class network of production, distribution, and ag retail facilities. We efficiently serve growers' needs and strive to provide a more profitable, sustainable, and secure future for all stakeholders.  Help us raise the expectation of what an agriculture company can be and grow your career with Nutrien. This role is required to be on-site and will be located in Loveland, Colorado or Deerfield, IL. This role will be posted from 9/23/2025 - 10/232025. Reporting to the Senior Director, Global Credit, the Senior Credit Risk Portfolio Manager will be responsible for leading and evolving the credit risk portfolio analysis capabilities & associated profitability of Nutrien's receivables portfolios, including Nutrien's trade receivables and our captive financing company's (Nutrien Financial) agricultural lending portfolio. This role ensures that risks are identified, assessed, monitored, and mitigated across the portfolio. The portfolio manager works closely with credit staff, the Nutrien business, and risk committees to maintain portfolio quality and align lending activities within Nutrien's credit risk appetite.

Requirements

• Bachelor's degree in Economics, Agribusiness, Finance, or a related field (MBA or Master's considered an asset).
• 5+ years of experience in lending, credit risk, or portfolio management.
• Deep understanding of credit, finance, and commodity markets.
• Familiarity with regional ag economies and commodity-specific risks (e.g., corn, soy, cattle, dairy).
• Proficiency in credit risk modeling, financial analysis, and lending structures.
• Strong interpersonal and communication skills.
• Self-starter, able to work collaboratively across different business units.
• Advanced skills in Excel, SQL, and risk systems tailored for ag lending (e.g., FinPack, Moody's, or Tableau).
• Ability to analyze and interpret large data sets effectively.
• Ability to balance credit prudence with business development goals.

Nice To Haves

• MBA or Master's considered an asset

Responsibilities

• Monitor credit performance and trends across global portfolios.
• Manage enterprise risk tolerances and key performance indicators.
• Develop frameworks to identify portfolio concentrations, geographic exposures, and commodity-specific vulnerabilities.
• Create and maintain dashboards and risk reports for senior leadership.
• Utilize internal and external market intelligence to provide expert guidance on credit risk assessments for the portfolio.
• Review loan structures, collateral, and financials of customers.
• Evaluate sector-specific risks such as weather, commodity prices, and policy/regulatory exposure.
• Analyze borrower and portfolio trends using agricultural specific data (e.g., crop yields, futures pricing, drought indices).
• Produce risk reports for internal and external stakeholders.
• Contribute to internal modeling and risk rating improvements that reflect the agricultural lending environment.
• Advise on risk-adjusted pricing models incorporating sectoral risk insights.
• Conduct stress testing and scenario analysis on portfolio exposures.
• Support the development of risk appetite statements and loan grading systems.

Benefits

• We provide an attractive benefits package that includes comprehensive medical, dental, vision coverage, and life insurance and well as disability coverage for positions working more than 30 hours per week.
• In addition, we have a retirement program that encourages our employees to save for the longer term, with generous matching employer contributions.
• Our benefit package also demonstrates our culture of care with paid vacation, sick days and holidays as well as paid personal and maternity/parental leaves and an Employee and Family Assistance Program.
• In addition to base pay, this role is also eligible to participate in our annual incentive plan and long-term incentive plan, consistent with the terms of our program(s) where discretionary pay out of awards is reflecting components such as performance of the company and the employee.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Building Material and Garden Equipment and Supplies Dealers
• Number of Employees: 5,001-10,000 employees