Senior Credit Risk Analyst

Zip Co Limited

86d • $108,000 - $135,000

About The Position

Join our Customer Management Risk team at Zip, where we focus on ensuring the success and profitability of the portfolio. Our team leverages analytics to manage exposure and improve customer engagement. Simply put, we work to improve existing customer usage while minimizing losses. As a Senior Risk Analyst, you'll spearhead initiatives that manage Credit and Fraud Risk with existing customers. Your role involves leveraging advanced analytics to drive actionable insights and develop go-to-market strategies. You'll monitor performance metrics, analyze and optimize strategies, and collaborate closely with stakeholders.

Requirements

• 3-5+ years of experience in Credit or Fraud Risk.
• Expert SQL skills.
• Proven analytics experience working as a risk/data analyst.
• Prior experience in the finance or lending industry preferred.
• Ability to influence decision makers with a proactive approach.
• Self-organized with the ability to operate independently and prioritize effectively.

Nice To Haves

• Knowledge of Python or PySpark.
• Experience with data visualization tools like Tableau.

Responsibilities

• Own a component of Customer Management Risk, understanding the end-to-end customer journey.
• Manage spending power (line) increases for existing customers to drive incremental transaction volume.
• Develop spending power (line) decrease strategies to mitigate losses.
• Leverage AI and predictive analytics to identify warning signs leading to credit default.

Benefits

• Flexible working culture.
• Incentive programs.
• 20 days PTO every year.
• Generous paid parental leave.
• Leading family support policies.
• 100% employer covered insurance.
• Beautiful Union Square office with a casual dress code.
• Learning and wellness subscription stipend.
• Company-sponsored 401k match.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 501-1,000 employees