Senior Credit Analyst

TEKsystems • Appleton, WI

11d • $72,000 - $87,000 • Onsite

About The Position

We’re seeking an experienced Credit Analyst to assess the creditworthiness and financial stability of commercial members. You’ll analyze complex financial data, evaluate credit risk, prepare credit proposals, and collaborate closely with Loan Officers to support informed lending decisions. This role is ideal for a financial professional with strong analytical skills, sound judgment, and deep knowledge of commercial lending practices.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 5+ years of experience in the financial industry.
• 2+ years of credit risk experience (commercial preferred).
• Strong analytical skills and attention to detail; ability to interpret complex financial data.
• Proficiency with Microsoft Excel and financial analysis tools/software.
• Excellent verbal and written communication skills; strong interpersonal skills.

Responsibilities

• Analyze financial statements: Review income statements, balance sheets, cash flow statements, and relevant financial data to assess financial health and creditworthiness.
• Conduct risk assessments: Evaluate credit risk by considering industry trends, market conditions, business performance, and leadership strength.
• Prepare credit proposals: Compile comprehensive proposals with recommended credit limits, terms, and conditions.
• Perform industry research: Stay current on industry developments, economic conditions, and regulatory changes impacting credit risk.
• Collaborate with Loan Officers: Partner with Loan Officers and stakeholders to gather information and provide recommendations on credit decisions.
• Monitor credit portfolios: Track performance of existing credit accounts, identify emerging risks, and recommend mitigation strategies.
• Ensure compliance: Adhere to regulatory requirements, internal policies, and risk management guidelines.
• Communicate findings: Present complex financial analyses and credit recommendations clearly to decision-makers.

Benefits

• Free financial planning, member discounts (tickets, etc.), cash back/rewards credit cards, and resources for financial wellness, plus employee perks like paid volunteer time off, health insurance, and 401(k) with match, all as a member-owned cooperative focused on community, not profit

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees