Senior CRE Credit Analyst

NASB Financial Inc. • Kansas City, MO

37d • Hybrid

About The Position

Our mission is to create exceptional experiences for our customers that help them achieve their dreams, and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life. Are you looking for a fulfilling career with a dynamic company culture, growth opportunities, and the chance to make a real impact? At North American Savings Bank (NASB), we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams, whether it's buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work, provides the right tools for success, and values a healthy, happy team. With over 92 years of success and continued growth, NASB is seeking new team members eager to grow with us! We are currently looking for a Senior Credit Analyst to join our Commercial Real Estate Lending Credit Administration team. Job Summary This role is responsible for underwriting the most complex commercial real estate and residential construction transactions with autonomy. This role has the ability and knowledge to underwrite every transaction within the commercial operation and reviews the work of junior analysts. Additional responsibilities included assisting with the mentoring of junior analysts, process improvement support, and helping inform operations management via various reports.

Requirements

• Bachelor's degree or other formal education preferred (with a focus on business, finance, risk management, or other similar area)
• Seven to ten years' experience in commercial real estate underwriting, commercial loan underwriting, construction administration or other related experience.
• Strong knowledge of commercial real estate and/or construction lending, regulations and compliance is preferred.
• Can manage a pipeline of transactions to underwrite.
• Ability to learn and adapt quickly.
• Strong customer service skills.
• Strong written and verbal communication skills.
• Strong time management and organizational skills - must be detail-oriented and thorough.
• Can easily adapt and/or align with the evolving landscape and business changes.
• Good understanding of Bank systems and processes.
• Ability to remain stationary (sitting or standing) for prolonged periods.
• Ability to conduct keyboard/computer work for extensive periods.
• Ability to communicate clearly (understand/be understood) with customers in person or over the phone/computer
• Credit and background checks will be required.

Responsibilities

• Underwriting/Loan Reviews Responsible for underwriting the most complex loan transactions within the department typically, larger commercial real estate construction, build-to-rent construction, and land, lot, and development transactions.
• Responsible for complex loan reviews as it relates to the bank's largest customers.
• Analysis/Due Diligence Review borrower financials, spread and complete analysis within Sageworks and excel.
• Review appraisals and analyze real estate performance.
• Assist in completing market, borrower, and portfolio analysis as needed.
• Other Responsibilities Responsible for maintaining SLA, quality, and productivity measures.
• Assists management in audit / exam support
• Assists management with vendor support.
• Assists management with large department initiatives involving systems, processes, and procedures.
• Assists in reviewing junior analyst spreads and memorandums.
• Assists in completing collateral inspections as needed.

Benefits

• Comprehensive health insurance (medical, dental, and vision coverage)
• 401(k) retirement plan with a 50% employer match on the first 6% of your contribution
• Generous paid time off including vacation, sick, personal, holidays, and volunteer time
• Exclusive mortgage and banking benefits.
• Employee referral bonuses
• Internal training and development programs to help reach your career goals.
• This position will be based out of our NASB 435 office, with flexibility for remote work one to two days per week.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Management of Companies and Enterprises
• Number of Employees: 251-500 employees