Senior Consultant

EXL

1d•Remote

About The Position

Support tactical & strategic risk analytics initiatives for US based banks’ card team. Develop risk policy for unsecured & secured lending product. Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs. Extract knowledge and insights from data to investigate complex business problems through a range of data preparation, modeling, analysis and/or visualization techniques, including predictive analysis, business intelligence, pattern recognition, operational effectiveness and/or economic forecasting. Work with client business and technical leads to gather functional requirements. Translate business requirements into specifications that will be used to implement the required reports and dashboards related to client-specific applications. Partner with EXL Senior Managers to aggregate all relevant insights into actionable strategic recommendations for the client. Utilize EXL analytics methodologies and analysis tools, such as SAS, R, SPSS, SQL, Hive, AWS, Python, and Microsoft Office to perform the following: data extraction, data understanding, variable reduction, Big Data processing, data analysis, model development, model stabilization, and model validation, summarization, visualization and presentation to carry out analysis and drive conclusions and reformulate highly technical information into concise, understandable terms for presentation to the team and the client. Policy analytics to ensure correct customer segments are targeted and acquired. Recommend changes to business strategy and risk management policies. Advanced analytics to support day-to-day operations, optimize processes and support overall operational goals by identifying areas of improvement. Propose and manage initiatives to improve operational efficiency, quality, and effectiveness through data driven recommendations. Work with cross functional teams, including legal and compliance/audit departments, to ensure guidelines are followed. Build reporting/BI frameworks for risk and operations teams within the organization. Evaluate effectiveness of current policies and strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests and performance to funnel performance, portfolio verification performance and post issuance loan performance. Clearly communicate analysis as presentations to technical and nontechnical groups. Develop and maintain effective working relationships with colleagues in other areas of Risk Management. Summarize analytical findings into presentations and share analysis and reports with senior leadership. Maintain a high degree of technical and policy understanding with respect to credit risk. Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. Train and mentor junior team members in terms of projects and leadership. This position will require up to 5% of domestic travel to client sites based on project needs. Position may work at various and unanticipated worksites throughout the United States. Telecommuting permitted.

Responsibilities

Support tactical & strategic risk analytics initiatives for US based banks’ card team.
Develop risk policy for unsecured & secured lending product.
Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs.
Extract knowledge and insights from data to investigate complex business problems through a range of data preparation, modeling, analysis and/or visualization techniques, including predictive analysis, business intelligence, pattern recognition, operational effectiveness and/or economic forecasting.
Work with client business and technical leads to gather functional requirements.
Translate business requirements into specifications that will be used to implement the required reports and dashboards related to client-specific applications.
Partner with EXL Senior Managers to aggregate all relevant insights into actionable strategic recommendations for the client.
Utilize EXL analytics methodologies and analysis tools, such as SAS, R, SPSS, SQL, Hive, AWS, Python, and Microsoft Office to perform the following: data extraction, data understanding, variable reduction, Big Data processing, data analysis, model development, model stabilization, and model validation, summarization, visualization and presentation to carry out analysis and drive conclusions and reformulate highly technical information into concise, understandable terms for presentation to the team and the client.
Policy analytics to ensure correct customer segments are targeted and acquired.
Recommend changes to business strategy and risk management policies.
Advanced analytics to support day-to-day operations, optimize processes and support overall operational goals by identifying areas of improvement.
Propose and manage initiatives to improve operational efficiency, quality, and effectiveness through data driven recommendations.
Work with cross functional teams, including legal and compliance/audit departments, to ensure guidelines are followed.
Build reporting/BI frameworks for risk and operations teams within the organization.
Evaluate effectiveness of current policies and strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests and performance to funnel performance, portfolio verification performance and post issuance loan performance.
Clearly communicate analysis as presentations to technical and nontechnical groups.
Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
Summarize analytical findings into presentations and share analysis and reports with senior leadership.
Maintain a high degree of technical and policy understanding with respect to credit risk.
Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
Train and mentor junior team members in terms of projects and leadership.