Senior Compliance Officer

Yendo•San Francisco, CA

1d•Remote

About The Position

Reporting to the Chief Compliance Officer, this position will focus on integrating with and advising the business on all things Compliance. This means proactively ensuring that Compliance requirements are integrated into new products and projects during development and helping minimize issues after launch. It means providing guidance and answering questions throughout the organization, and managing the implementation of necessary corrective actions when problems arise. This role sits where Compliance requirements meet business processes - it’s a big space. You will also oversee much of Yendo’s control structure. You won’t be alone, but you will need a deep understanding of the risks we face as a secure credit card and what controls the business is using to care for those risks. This responsibility includes maintaining detailed documentation about controls and updating our internal systems as circumstances require. This is a senior role, which means your day-to-day tasks will change constantly and are not limited in their scope. If something is broken, you can fix it. We usually have dozens of projects ongoing at once and we spend equal time laying the groundwork for the future and solving the problem of the day. This position can grow with your skills and abilities.

Requirements

Minimum 8 years of relevant experience in financial industry compliance (at a Bank, FinTech or MSB)
Strong compliance knowledge around state and federal consumer lending regulations, particularly as they apply to credit cards
Ability to understand and communicate legal and regulatory concepts and convert them into relevant, practical business requirements and controls
Self-motivated individual who is comfortable actively finding ways to add value and running multiple projects concurrently
Proven experience collaborating with internal teams to implement compliance processes
Comfortable working in a challenging, fast-paced environment with minimal guidance
Strong interpersonal skills are essential

Nice To Haves

Experience in early-stage startups
Project management experience
Passionate about financial inclusion and mobility
College degree
CRCM or other similar certification
Technical knowledge (we work with a lot of developers)

Responsibilities

Build and maintain all elements of a strong, trustworthy compliance oversight program
Liaison with each department to ensure Compliance requirements are understood and top of mind during product development
Become an expert in business processes, understanding them from end-to-end
Oversee the control framework, including building, documenting, and monitoring a system of risk mitigating controls
Conduct Compliance-focused testing on high-risk processes, citing regulatory violations/recommendations/observations as appropriate
Raise concerns with the Compliance CMS team for documentation and communication with needed parties
Oversee timely implementation of corrective actions and remediation projects
Assist in external audit and exam management
Generally building, breaking, and fixing anything Compliance-related