Senior Commercial Title Officer/Curative Specialist

First American • Usa, TX

5d • Remote

About The Position

Join a team that puts its People First! First American's Direct division provides comprehensive title insurance protection and professional settlement services for real estate purchases, refinances and equity loans. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for ten consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com. What We Do This role serves as the critical liaison between branch operations and underwriting, responsible for clearing title issues identified on Schedule B and Schedule C between commitment issuance and closing. This is a highly specialized Texas-only role requiring deep knowledge of Texas title law, TLTA policies and endorsements, and hands-on curative experience. This position is 100% remote, supporting Texas branches and escrow officers operating on Central Time. This role protects the policy, moves the business, and earns the trust of our branches. We hire for experience, we pay for judgment, and we hold the standard!

Requirements

• Texas title experience is mandatory Strong knowledge of:
• Texas title examination and curative practices
• TLTA endorsements
• Texas Department of Insurance requirements
• Prior experience in one or more of the following:
• Title examination
• Curative/title resolution
• Underwriting support or associate underwriting
• Ability to independently analyze title issues and propose resolution paths
• Comfortable revising commitments between examination and closing stages

Nice To Haves

• Former Texas title examiners who transitioned into curative or underwriting support
• Title professionals who began in examination and expanded into curative work
• (Licensed attorneys without Texas title experience are not a fit for this role.)

Responsibilities

• Review, analyze, and resolve curative items appearing on Schedule B and Schedule C of the title commitment as well as properly determining vesting
• Evaluate affidavits of heirship, probates, divorces, powers of attorney, entity documents, trusts, endorsement reviews, respond to attorney objection letters and other curative documents for compliance with Texas underwriting requirements
• Determine whether documentation satisfies underwriting standards and clears existing commitment exceptions
• Coordinate directly with underwriting when additional guidance or approvals are required
• Apply strong working knowledge of Texas title insurance law, including: Texas Department of Insurance regulations TLTA policies and endorsements Homestead laws Community property rules Texas intestacy laws
• Identify whether endorsements can be issued and under what conditions
• Understand and manage policy limit law exposure when providing guidance
• Perform targeted title examination when necessary, including: Identifying gaps in chain of title Running additional names and heirs Locating missing releases or documents not identified in initial examination Review Examination Department produced title work and identify items requiring correction or follow-up
• Review surveys and identify: Encroachments Protrusions Survey-related exceptions Revise commitments accordingly to reflect accurate survey exceptions
• Have a working knowledge of Deed Plotter software and be able to determine closure
• Partner closely with escrow officers and branch teams
• Provide clear, calm guidance in high-volume, fast-paced environments
• Balance urgency with accuracy
• Draft objection letter responses as needed

Benefits

• Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed
• Number of Employees: 5,001-10,000 employees