Sr. Commercial Credit Underwriter I

Bank of Greene County•Village of Catskill, NY

15h•Onsite

About The Position

The Senior Commercial Credit Underwriter I provides commercial credit analysis and underwriting, thereby facilitating the initiation and servicing of commercial credit relationships. This role reviews the commercial loan portfolio to ensure sufficient, current and accurate credit records are created and maintained within the credit files, loan processing system, and the financial tracking and reporting software. The underwriter is responsible for underwriting new money loans, renewals and annual reviews within an assigned threshold.

Requirements

Bachelors Degree in Business/Finance or related field, or equivalent work experience
Three years or more of experience and knowledge of credit analysis
Proficiency in Microsoft Office software
Detail oriented, with strong communication and analytical skills

Responsibilities

Underwrite and analyze Commercial & Industrial (C&I) and Commercial Real Estate (CRE) complex loan transactions ranging between $1.0 million to $20.0 million
Complete relationship reviews and line renewals within threshold level
Ensure complete credit files are maintained and updated in accordance with Bank policies and procedures for relationships constituting the commercial credit portfolio
Prepare credit related reports as needed.
Complete projects assigned relating to the management of the commercial loan portfolio
Enter data into Bank’s financial analysis and monitoring software system (Sageworks/Abrigo)
Provide assistance as requested during audits and exams
Train and mentor junior staff in the credit underwriting process
Order and review third party reports, such as credit reports, appraisals and environmental reports
Safeguard Bank assets (monitor and mitigate the Bank’s risk of loss)
Comply with all applicable laws, rules, regulations, policies, procedures, and guidelines
Contribute to a professional, business-like atmosphere within the credit department
Other duties as assigned