Senior Commercial Banker

Simmons Bank • Fayetteville, AR

258d

About The Position

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Senior Commercial Banker is focused on acquiring, growing, and retaining large more complex commercial relationships while cross selling the Bank's other business lines through a focused and structured client focused business development plan. Position may concentrate in C&I relationships. Key measurements of success are net new loan, fee income, referrals to other lines of business and portfolio management including asset quality. Officers in this position are expected to manage a portfolio above $80M.

Requirements

• Well-developed interpersonal and negotiating skills.
• Highly developed sales skills.
• Excellent written and verbal communication skills.
• Basic accounting and credit skills.
• Detail oriented and proven ability to multi-task.
• Ability to read and interpret documents such as procedure manuals and general business correspondence.
• Ability to read, analyze and interpret financial report and/or legal documents.
• Ability to write routine reports and business correspondence.
• Ability to effectively present information in one-on-one and small group situations.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public.

Nice To Haves

• A Bachelor's degree in business, finance, related field, or relevant job experience.
• Experience in the local market required for better understanding of the lending environment and potential customer base.
• Five years plus minimum experience in a commercial banking function and significant experience in complex lending.

Responsibilities

• Strategic focus on large, more complex commercial client activity through relational selling as a trusted advisor role.
• Establishes and negotiates the terms under which large commercial credit will be extended including cost, risk, and profitability.
• Reviews and analyzes complex financial information to determine a borrower's creditworthiness.
• Presents recommendations to loan committee and exhibits a deep understanding of credits presented.
• Responsible for the profitability of all commercial relationships within the portfolio.
• Responsible for ultimate portfolio management which may include borrowing base and/or construction draw processes.
• Monitors loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies.
• Adheres to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
• Actively cross sells other bank products, such as all commercial products, treasury management, employee benefits and wealth management services.
• Becomes active in the community through membership in business organizations, community events and/or non-profit organizations.
• Ability to meet individual goals and contribute in a team oriented environment.
• Sets and achieves challenging goals without direct supervision.
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures.

Benefits

• Career growth opportunities.
• Wellness programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree