Senior Clearance Operations Associate

Zillow

140d • $25 - $38

About The Position

Spruce is looking for a Senior Clearance Associate to join a small Title Solutions team making a big impact! This role requires the individual to quickly adapt to support teammates and customers’ needs while delivering a world-class experience through independent problem solving and deep knowledge of the curative function. You will work closely with the Title Examiners and Closing Associates to keep everyone updated on the status of your files and keep them moving through the pipeline, meeting turnaround times according to service-level agreements. The primary function of this role is to review title commitments and attorney title opinion letters to identify matters to be cured prior to or at closing such as municipal liens, satisfaction of judgments, UCC-3 terminations, etc. Much of the day is spent coordinating with consumers, creditors, attorneys, and underwriters to cure issues reflected on title commitments, such as mortgages, liens, judgments, and taxes. You will also Update title commitments as new information becomes available, such as using a social security number to clear a judgment and remove the corresponding requirement. Interpret buyer and lender requests for title waivers and prepare a pro forma title insurance policy or marked-up title commitment. Draft deeds, affidavits, and escrow agreements in markets where allowed; order deeds and other legal documents from vendor and attorney partners. Review and approve the following documents: surveys, divorce decrees, trust agreements, probate proceedings, bankruptcies, death certificates, entity articles, and court dockets. Search county records for recorded instruments such as releases. Input invoice charges to the settlement statement for fees accrued during the clearance process, such as surveyor invoices. Calculate title insurance premiums and prepare invoices itemizing all costs for title-only transactions in which Spruce fulfills title in states where an attorney serves as settlement agent. Communicate by phone and email with all parties in the transaction and help take and redirect incoming calls on the general phone line. Confirm all outstanding matters are cleared prior to or at close of escrow, while moving quickly and efficiently through a queue of urgent tasks.

Requirements

• Seven years minimum of title curative experience.
• Deep expertise in Maryland, Virginia, DC, Pennsylvania, Ohio, Michigan, Minnesota, Missouri, and/or New Jersey markets.
• Confidence with editing technical legal documents such as affidavits and indemnity agreements.
• Understanding of title clearance requirements, including ability to read title commitments and prepare pro forma title policies.
• Excellent verbal and written communication skills.

Responsibilities

• Review title commitments and attorney title opinion letters to identify matters to be cured prior to or at closing.
• Coordinate with consumers, creditors, attorneys, and underwriters to cure issues reflected on title commitments.
• Update title commitments as new information becomes available.
• Interpret buyer and lender requests for title waivers and prepare a pro forma title insurance policy or marked-up title commitment.
• Draft deeds, affidavits, and escrow agreements in markets where allowed.
• Review and approve documents such as surveys, divorce decrees, trust agreements, and court dockets.
• Search county records for recorded instruments such as releases.
• Input invoice charges to the settlement statement for fees accrued during the clearance process.
• Calculate title insurance premiums and prepare invoices itemizing all costs for title-only transactions.
• Communicate by phone and email with all parties in the transaction.

Benefits

• Comprehensive medical, dental, vision, life, and disability coverages.
• Parental leave and family benefits.
• Retirement contributions.
• Paid time off.
• Equity awards based on factors such as experience, performance, and location.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Number of Employees: 251-500 employees