Senior Claims Representative (Workers' Compensation)

LWCC People Operations•Baton Rouge, LA

20d

About The Position

LWCC is a Champion of Louisiana and proud to be headquartered in the state capital, Baton Rouge. As a model private mutual workers’ comp company, we are dedicated to excellence in execution from underwriting to compassionate care of injured workers. We are proud to partner with our agents and together deliver outstanding service to our policyholders and their workers. Louisiana Loyal, a movement we launched and continue to lead to celebrate and elevate Louisiana, drives us in pursuit of our purpose to help Louisiana thrive by bettering our state one business and one worker at a time. LWCC has been consistently recognized by industry leaders and named to the Ward’s 50® group of top-performing insurance companies, supporting our promise to provide safety, security, and stability to businesses in Louisiana. Our company offers an excellent benefits package including health, dental, vision, life and disability insurance; a 401(k) savings plan; educational assistance; and an on-site fitness center. LWCC is an equal opportunity employer and does not discriminate on the basis of race, creed, color, national origin, religion, sex, age, handicap, Vietnam era or disabled veteran status. For more information on LWCC, its services, and its efforts to elevate Louisiana, please visit www.lwcc.com. Overview Investigates, evaluates, and proactively manages assigned claims of variable complexity through final disposition. Investigates coverage and compensability issues. Handles lost time claims to include high IWIS claims, high exposure claims, as well as claims for assigned special accounts. Will have increased reserve and settlement authority limits. Handling of claims to include medical case management, litigation management, return to work and settlement where necessary. Serves as a resource and mentor to members of the department. Uses technology and systems to manage claims, to include document management, utilization review, and pharmacy management. Claims assigned will be handled independently under general direction according to the established policies, procedures, and precedents.

Requirements

Bachelor’s degree and four years handling workers’ compensations claims. OR High School Diploma/GED with eight years of insurance claims handling experience, four of which being workers’ compensation claims.
Active Louisiana Workers' Compensation Adjuster License required prior to start or obtained within seven (7) business days after start date.
Minimum of two years as a Claims Representative strongly preferred
Strong character
Alignment with company values, mission, and vision
Trustworthy and honest
Decisive
Curious and persistent
Commitment to accountability
Passion for innovation
Willingness to learn
Adaptive to changing (tolerance for ambiguity)
Desire to collaborate to achieve corporate goals
Strong communicator
Effective communication skills
Ability to navigate difficult conversations
Empathetic listener and open-minded
Focus on customer service and stakeholder experience
Analytical skills
Mathematics/analytical background
Investigation skills
Negotiation skills
Problem solving skills
Time management skills

Nice To Haves

CPCU, ARM, AIC preferred

Responsibilities

Serve as dedicated claims representative to handle special customer service requirements for assigned accounts.
Proactively manage litigated claims with in-house legal or outside counsel with focus on timely resolution and/or settlement.
Evaluate and settle all claims with settlement potential within increased authority limits and present claims exceeding authority levels to executive claims committee for resolution of large exposure claims.
Responsible for investigating and determining coverage, compensability, and subrogation and second injury fund potential, as well as resolving unique coverage issues where coverage may involve multiple carriers or claims involving employers’ liability exposure.
Manage occupational disease claims and any other claims involving extraordinary claim issues, to include high IWIS claims and other high exposure claims.
Manage personal caseload effectively to mitigate exposure within controllable claim cost objectives.
Develop cost containment strategies for large claims and make recommendations for productive case outcomes.
Document claim files in accordance with quality review standards and complete reinsurance reporting on high exposure claims.
Approach job in a conscientious, mature fashion demonstrating a sense of responsibility. Exhibit an ethical manner of conduct and keep sensitive information confidential. Demonstrate a willingness to contribute whatever is necessary to get the job done.
Investigate larger more complex workers’ compensation claims following sound claims handling techniques in accordance with company claim philosophy and quality assurance standards.
Establish and maintain appropriate file reserves with increased authority limits that accurately reflect file exposure in accordance with company file reserving procedures.
In addition to continuous communication with injured workers, medical providers, plaintiff attorneys and defense attorneys, also provides an appropriate level of customer service to policyholders and agents and promptly responds to resolve complaints or claim problems.
Resource for and mentor to less experienced claims representatives.
Provides other job duties as dictated by office circumstances.