Senior Capital Markets & Credit Analytics Analyst

GoodLeap•San Francisco, CA

12d•$105,000 - $140,000

About The Position

GoodLeap is a technology company delivering best-in-class financing and software products for sustainable solutions, from solar panels and batteries to energy-efficient HVAC, heat pumps, roofing, windows, and more. Over 1 million homeowners have benefited from our simple, fast, and frictionless technology that makes the adoption of these products more affordable, accessible, and easier to understand. Thousands of professionals deploying home efficiency and solar solutions rely on GoodLeap’s proprietary, AI-powered applications and developer tools to drive more transparent customer communication, deeper business intelligence, and streamlined payment and operations. Our platform has led to more than $27 billion in financing for sustainable solutions since 2018. GoodLeap is also proud to support our award-winning nonprofit, GivePower, which is building and deploying life-saving water and clean electricity systems, changing the lives of more than 1.6 million people across Africa, Asia, and South America. The Sr. Capital Markets & Credit Analytics Analyst is a core contributor to GoodLeap’s capital markets performance, capital strategy, and underwriting execution. This role blends quantitative analysis, credit modeling, and financial insight to support data-driven decisions across GoodLeap’s suite of lending products. The role requires exceptional attention to detail, comfort working with complex datasets, and ability to translate analytical findings to inform capital market behavior and optimize credit and operations strategy.

Requirements

Minimum bachelor's (or advanced) degree
4–6 years of experience
Strong proficiency in SQL and Python; familiarity with Tableau is a plus
Expert in Microsoft Excel (advanced functions, modeling, automation) and PowerPoint
Experience with cloud or distributed computing environments (e.g. Databricks, Snowflake) is a strong plus
Foundation in consumer credit analytics—credit bureaus, scorecards, risk segmentation, loan lifecycle, and credit performance metrics
Ability to work across simultaneous projects and tight deadlines in an agile, fast-paced environment
Exceptional attention to detail, intellectual curiosity, and eagerness to learn new analytical tools and credit concepts
Knowledge of consumer finance concepts, including credit risk modeling, loan lifecycle, and performance metrics
Strong communication skills—capable of simplifying technical findings for diverse audiences (executives, investors, engineers)
Understanding structured finance, capital markets, and investor reporting concepts is beneficial

Responsibilities

Develop, refine and optimize credit and underwriting strategies across GoodLeap’s product lines, aligned with investor guidelines, regulatory expectations, and internal strategy.
Perform portfolio analytics to evaluate performance trends, risk patterns and segmentation outcomes.
Produce data-driven dashboards, research reports and presentations for senior stakeholders and external partners.
Analyze macroeconomic trends, competitive benchmarks, and capital market indicators to inform policy and capital strategy.
Monitor regulatory developments and policy developments impacting consumer lending and integrate relevant updates into analytical workstreams.
Serve as primary point of contact for policy questions, exception review insights, and investor driven guideline questions.
Partner with Treasury, Risk Management, and Business Intelligence to maintain high data integrity, audit trails and consistent documentation.
Build and maintain financial and credit risk models for valuation, forecasting capital transactions and scenario simulations.
Be tactical product owner for credit policy execution, including signing off on QA/UAT testing and releases.
Translate credit changes into decision logic for credit engine and operational workflows.