PayPalposted 2 months ago
$52,800 - $136,510/Yr
Full-time • Mid Level
Hybrid • New York, NY
Credit Intermediation and Related Activities

About the position

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Responsibilities

  • Work on understanding the payment eco-system and analytics and reporting tied with the eco-system.
  • Collaborate with business, product, sales, finance, and other teams to drive key impact of payment partners.
  • Understand transaction expense trends by different Processors, Acquirers, Networks, and Issuers by different regions.
  • Develop reporting and monitoring for KPIs in the eco-system model.
  • Create business cases for commercial discussions with payment partners.
  • Influence payment partnership team and other cross-functional teams in thinking through complex business models.
  • Build financial & analytical nuances across transaction expense, products, and markets.
  • Conduct rigorous data analysis to help improve transaction expense and understand eco-system performance.
  • Lead financial analysis on new business initiatives to prioritize opportunities.
  • Provide analytical support and insights on eco-system related changes.
  • Manage contract reporting and socialize with both internal and external stakeholders.
  • Support leadership in constructing compelling arguments and negotiating tactics.
  • Build and maintain relationships with key stakeholders within business, product, finance, and other functional teams.

Requirements

  • Minimum 4-6 years of relevant work experience in finance, payments, strategic pricing, banking, business development, or research.
  • Understanding of payments product & technology is preferred.
  • Fluent in Excel or ability to learn quickly on the job.
  • Experience with a statistical programming language (e.g., R, Python) and/or web analytics tools (e.g., Adobe Omniture, Google Analytics).
  • Experience with data aggregation using SQL (Teradata, Bigquery, MySQL or PHP).
  • Prior experience in visualization tools such as Tableau and Qlikview.
  • Strong experience in navigating through complex pricing/monetization and financial models.
  • Ability to synthesize complicated ideas and communicate them effectively.

Nice-to-haves

  • Experience in a complex & matrixed corporate environment.
  • Proactive, resourceful, and demonstrate intellectual curiosity.
  • Exhibit the highest standards of integrity and be pleasant & fun to work with.

Benefits

  • Flexible work environment.
  • Employee shares options.
  • Health and life insurance.
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