Senior/AVP Property Risk Consult

HUB International • Sacramento, CA

5d • $125,000 - $175,000

About The Position

HUB International’s Risk Services Division partners with clients across manufacturing, industrial, and commercial sectors to turn property risk into a managed, insurable asset. As a Senior Property Risk Consultant based in California, you will be HUB’s subject matter authority on Highly Protected Risk (HPR) property — conducting engineering-level assessments, developing risk improvement strategies, and advocating for clients with the world’s leading property carriers. You’ll work across a diverse portfolio of accounts — including facilities exceeding $1 billion in total property value — where your technical depth, carrier relationships, and consulting instincts will directly shape client outcomes. This is a high-autonomy, senior individual contributor role backed by the resources of one of the world’s largest insurance organizations.

Travel: Estimated 25–30% overnight travel across California and the broader region.

Requirements

• 10+ years of experience as a property risk or loss control consultant in an insurance brokerage, carrier loss prevention, or property risk consulting environment — or as an engineering/safety manager in a relevant industry.
• Bachelor’s degree in Fire Protection Engineering, Mechanical Engineering, or a related technical field.
• Expert working knowledge of NFPA standards, FM Global data sheets, and applicable building codes.
• Demonstrated experience conducting property risk assessments and providing consultation related to HPR underwriting requirements.
• Experience on technically complex accounts, including facilities with total property values in excess of $1 billion.
• Willingness and ability to travel approximately 25–30% overnight across California and the broader region.
• Valid driver’s license and reliable transportation.

Nice To Haves

• Direct experience as a field engineer or loss prevention consultant.
• Experience with natural catastrophe exposure assessment and familiarity with Nat Cat modeling tools and platforms.
• Experience with global property exposures and international regulatory environments.
• Manufacturing sector experience, including food & beverage, metal fabrication, plastics, chemical processing, or similar industrial occupancies.
• Knowledge of local fire codes, building department requirements, and regional Nat Cat exposures (wind, hail, flood).
• Completion or active progress toward professional designations: CFPS (Certified Fire Protection Specialist), PE, ARM, or equivalent.
• Experience supporting commercial property underwriting submissions.
• Familiarity with business interruption exposure analysis, supply chain risk, and equipment breakdown coverages.

Responsibilities

• HPR Property Risk Assessment
• Conduct comprehensive property risk surveys based on Highly Protected Risk (HPR) standards — evaluating construction, occupancy, processes, fire protection systems, human element programs, and site exposures to support insurance placement and risk profile improvement.
• Assess facilities across manufacturing, industrial, and commercial occupancies with particular focus on fire suppression systems, roof and building construction classification, electrical hazards, and process controls.
• Evaluate natural hazard exposures — including flood, wind, hail, and seismic risk — and conduct natural catastrophe assessments; articulate nat cat risk from site-level observations and, where applicable, from modeling technology.
• Prepare detailed property risk reports and engineering narratives suitable for carrier submission, client executive review, and underwriter negotiation.
• Conduct loss analysis and trending to identify client focus areas and inform prioritized risk improvement programs.
• Carrier Engagement & Underwriting Support
• Serve as the technical liaison between clients and major property carriers— advocating for favorable risk recognition based on documented improvements and HPR-aligned controls.
• Review and interpret carrier loss prevention reports; advise clients on recommended vs. required items and negotiate timelines and outcomes where appropriate.
• Develop and present property risk narratives and improvement roadmaps that strengthen underwriting submissions and support renewal negotiations.
• Provide oversight of insurance carrier loss control activities and assessments on the client’s behalf.
• Client Advisory & Service Plan Management
• Build trusted, long-term advisory relationships with client risk managers, operations leaders, and facilities teams across a diverse regional portfolio.
• Develop and implement strategic, customized client risk control service plans — tracking progress against milestones and demonstrating measurable value to client stakeholders.
• Consult with clients to understand their operational needs, risk objectives, and capital priorities; advise on best practices in property risk mitigation and safety management.
• Assist in implementation of property risk management best practices using sound project management and consulting disciplines.
• Conduct management and employee training sessions on property risk topics for clients as needed.
• Business Development & Team Collaboration
• Support HUB producers and account service teams in the region — participating in prospect presentations and articulating the value of property risk consulting to prospective clients.
• Identify and develop consulting opportunities, including pre-acquisition property assessments, COPE data verification, and property improvement program development.
• Develop and manage relationships with insurance carrier and vendor partners to expand service capabilities for clients.
• Contribute to special projects and divisional knowledge-sharing initiatives.

Benefits

• HUB will offer competitive compensation and benefits package commensurate with the candidate’s experience and qualifications.
• health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees