Senior Attorney - Legal

First National Bank

115d • $105,443 - $179,253

About The Position

At FNBO, our employees are the heart of our story—and we’re committed to their success! The position involves providing general legal advice to employees and management representatives regarding unsecured consumer lending, home improvement lending, buy now pay later lending products, and credit card partnership agreements. The candidate must be able to learn the assigned business unit’s business/industry, policies, and procedures. While knowledge of financial industry regulation is a plus, it is not required. The primary emphasis for hiring will be on experience drafting and negotiating sophisticated contracts, such as mergers and acquisition transactions, business organizational documents, or qualified and non-qualified retirement plans. The role also includes working with other members of the Legal, Risk & Compliance group to ensure that information, knowledge, and experience are shared for the benefit of the organization as a whole. A successful candidate will possess strong business acumen and the ability to translate complex legal principles into practical and effective business solutions.

Requirements

• 3+ years in law firm private practice or as in-house counsel preferred.
• Experience with complex contractual arrangements.
• Ability to analyze proposed transactions and learn applicable regulatory frameworks.
• Excellent oral and written communication skills.
• Strong interpersonal skills and ability to build collaborative relationships.

Nice To Haves

• Experience in the financial services industry, specifically consumer regulatory matters and lending.
• Ability to think creatively and strategically while developing tactical plans.
• Demonstrate a consultative approach with the ability to analyze stakeholders’ needs.

Responsibilities

• Contract Drafting and Negotiation – Proactively engage with business units to ensure appropriate drafting and review of customer, merchant, partner, and other contracts.
• Regulatory Guidance – Develop an understanding and expertise in closed-end consumer financial products and credit card-related regulations.
• Legal Advice & Counsel – Provide legal advice and counsel to primarily the 'buy now pay later' and consumer construction financing business units.
• Outside Counsel – Effectively collaborate with and manage outside counsel providing legal services.
• Legal Risk Management – Ensure that assigned business units have access to and utilize available legal risk management services.

Benefits

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees