Risk Management - Auto Risk Insights - Senior Associate

JPMorgan Chase & Co.•Columbus, OH

28d

About The Position

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Sr Associate for Auto Risk Insights in the Consumer & Community Banking (CCB), you will play a pivotal role in building a comprehensive data-driven narrative for the status of the Auto market and the positioning of our current lending portfolio with respect to competitors. As our team expands to explore and establish new partnerships with Original Equipment Manufacturers (OEMs), you will play a key role in evaluating the collateral value risk associated with our growing portfolio by conducting thorough risk assessments and analyzing market trends. You will be responsible for internal and external data exploration, developing comprehensive analytics, and supporting various key initiatives to evolve our policies and reporting. You will leverage large amounts of data to produce actionable insights the lead to strategic business decision and provide a point of view to senior leadership including the Chief Risk Officer (CRO) and functional leads. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment, interacting with multiple stakeholders across different functions.

Requirements

Minimum Bachelor's degree in a quantitative or business discipline from an accredited college/university required
Minimum 3 years of data analytics experience
Experience in writing advanced SQL queries. Experience with one or more of the following programming languages and tools: Python, Spark, Alteryx, or Tableau
Highly proficient in Microsoft Office suite of products
Experience in financial institutions with consumer lending products (e.g. Card, Auto loan, Mortgage)
Strong analytical and quantitative skills, critical thinking, investigative problem-solving and decision making talents
Project Management Skills -- Ability to work with minimal supervision with high attention to detail. Well-organized, structured approach. Ability to achieve tight timelines on complex deliverables
Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals
Presentation skills - Ability to synthesize vast amount of data and analytics to tell a clear and compelling story with prior experience in communicating to senior leaders of an organization

Nice To Haves

Advanced degree is preferred
Experience in Credit Risk management
Knowledge of the US Auto market, its relevant metrics and dynamics

Responsibilities

Expanding analytic and data capability for Auto retail and Dealer Commercial Service (DCS) customers
Create a credit risk point of view that captures the dynamics of the Auto market, its lending business and the health of our portfolio
Conduct deep dive exercises related to the Auto business and provide value to proactive strategies impacting the business spanning across origination, servicing, and default management
Provide analytic support and timely reporting for the successful implementation of strategic business decisions
Evaluate and manage collateral value risk as we grow our portfolio through new OEM partnerships, maintaining high standards of risk assessment
Partner with X-LOB risk functions in understanding key position, risk and strategy changes
Provide accurate and concise results and presents findings, recommendations, and other relevant materials to senior management
Will be expected to work with minimal supervision and multitask on several projects and processes

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