Senior Associate Underwriter - Commercial Lines (P&C Middle Market Insurance)

Nationwide•Braddock Hills, PA

11h•Hybrid

About The Position

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. This posting is for multiple Senior Associate Underwriter openings within our Middle Market National Underwriting Center, and they can be filled in a remote/work-from-home (WFH) capacity or in one of our offices. Prior experience with Property & Casualty underwriting and/or directly supporting Commercial Middle Market accounts is especially ideal, as are targeted education and/or insurance designations such the AU and CPCU. Success on our team requires a blend of customer service skill and analytical prowess. There’s no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you! As a Senior Associate Underwriter, you’ll partner with Middle Market Territory Managers by servicing accounts for their assigned books of business. Servicing includes new business, renewals, and amendments with expanded authority. In addition, you will be responsible for a specific portion of the Territory Manager's book of business. We’ll count on you to apply fundamental underwriting concepts including risk selection and analysis, exposure and hazard identification and control, coverage implications, pricing documentation, and loss analysis trend identification as appropriate. You will also work in conjunction with Middle Market Territory Managers to strengthen agency relationships by providing prompt and expert service to partner agents working the most complex Middle Market accounts. We’ll count on you to own problems or issues as they arise and route calls and higher-level issues to appropriate individuals.

Requirements

Bachelor's degree or equivalent work experience preferred.
Typically, four years of commercial underwriting, service center, processing or related business experience preferred.
General Understanding of rating systems, Underwriting Strategy, and reporting analysis.
Understands business strategy, state and territory issues, regulations, and trends.
Ability to leverage standardized workflows and state compliance guidelines.
Able to analyze, synthesize and identify current or future problems and compare information to understand issues.
Ability to identify cause and effect relationships and explore alternative solutions to support sound decision making.
Verbal and written communication skills necessary to provide excellent service to internal and external partners.
Effective organization and time management skills.
Regularly and consistently demonstrates Nationwide Values.

Nice To Haves

Prior experience with Property & Casualty underwriting and/or directly supporting Commercial Middle Market accounts is especially ideal
targeted education and/or insurance designations such the AU and CPCU.
Completion of INS, AU, or similar designations with progress toward CIC and/or CPCU is preferred.
Experience leading or working on complex projects and teams preferred.

Responsibilities

Services the most complex multi-state, multi-line accounts through the lifecycle to promote profit, new business growth and renewal retention.
Responds to requests, consults, and collaborates with external and internal partners to resolve business issues and projects of moderate complexity requiring more discernment or robust solutions within established time and service standards to facilitate and expedite service needs.
Rates, quotes, and issues polices as well as handling related account activity.
Assesses price renewals, new business, and amendments according to guidelines outlined within authority levels; appropriately refer accounts exceeding authority level.
Updates account information and exposure changes in a timely manner to enable the underwriter adequate time to prepare and promptly deliver conditional and non-renewal notices to the appropriate parties.
Gathers, organizes, and enters information into policy systems including exposure changes or coordinates with processing.
Provides rating instructions to processing and manages quoting and issuance cycle.
Captures information from multiple sources according to company guidelines to perform underwriting analysis.
Independently reviews individual risks for acceptability and exercises judgement and discretion within appetite and based on granted authority level, company underwriting guidelines and industry standards.
Ensures file handling quality and workflow efficiency for a best-in-class customer experience.
Internal point of contact for the underwriting and processing team.
Follow up with agents for all required information, and request any additional information such as forms, supplemental applications, loss runs, exposures, etc.
May provide informal coaching to Associate Underwriters.
May perform other responsibilities as assigned.

Benefits

medical/dental/vision
life insurance
short and long term disability coverage
paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date
nine paid holidays
8 hours of Lifetime paid time off
8 hours of Unity Day paid time off
401(k) with company match
company-paid pension plan
business casual attire