Senior Associate, Risk Management

Axos Bank • San Diego, CA

2d

About The Position

The Senior Associate, Risk Management supports the First Line of Defense risk management program for Commercial Banking. This role performs core risk management activities aligned with the Commercial Banking Risk Manager function, including risk identification, assessment, monitoring, reporting, and issue management. The Senior Associate, Risk Management is an individual contributor who partners closely with business teams and 2LOD and 3LOD stakeholders to strengthen the control environment and promote a strong risk culture.

Requirements

• Bachelor’s degree in Accounting, Finance, Business Administration, Economics, or a related field
• 2-3+ years of relevant experience in audit, operational risk, enterprise risk management, commercial banking, or a related financial services discipline
• Demonstrated ability to analyze data, identify trends, and translate complex risk concepts into clear, actionable insights
• Strong written and verbal communication skills, with experience preparing reports and presentations for management audiences
• High attention to detail, strong organizational skills, and the ability to manage multiple priorities and deadlines
• Proficiency in Microsoft Office (Excel, PowerPoint, Word); experience with data visualization tools is a plus

Responsibilities

• Execute essential risk program activities for Commercial Banking, including:
• Risk and Control Self-Assessments (RCSAs)
• Measure/Monitor Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs)
• Issue management and remediation tracking
• Operational risk events and loss reporting
• Provide thoughtful risk and control insights to Commercial Banking business partners, helping to identify practical risk mitigation solutions
• Support the preparation and ongoing enhancement of the monthly Commercial Banking Risk Report, including data analysis, narrative development, and visual presentation of key trends
• Coordinate and submit operational risk event reports into the Archer platform in a timely and accurate manner
• Assist with the annual refresh and ongoing monitoring of Commercial Banking KRIs and KPIs, including limit monitoring and threshold breaches
• Prepare Risk Appetite Statement (RAS), KRI, and KPI limit excess summary reports for submission and escalation
• Support the RCSA lifecycle for Commercial Banking by performing and documenting a thorough assessment of the business’ risks, controls, and open issues
• Monitor and report on coming‑due and past‑due issues to promote timely remediation and closure
• Collaborate with 2LOD and 3LOD partners (Risk, Compliance, Audit) to support examinations, audits, and control enhancement initiatives.
• Perform transaction and control testing as a function of quality assurance, prior to audits or exams
• Contribute to the development and reinforcement of a strong risk culture within the1LOD through education, engagement, and control awareness.
• Serve as a liaison between the business and internal partners for risk management, compliance activities, regulatory relations, and audit requests
• Facilitate audit and regulatory examination activities by coordinating responses, evidence collection, and issue tracking

Benefits

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level