Senior Associate, Risk Management - Governance, Valuations, & Innovation

Capital One•Chicago, IL

33d

About The Position

Capital One's Governance, Valuations, & Innovation (GV&I) Team is a second line of defense function housed within the Credit Risk & Analytics (CR&A) Division. GV&I is responsible for Risk Governance, Risk Appetite, Credit Risk Policy, and Assurance Exam Management activities for the Commercial Bank. The team's contribution is critical in providing a foundation for sound risk management practices, complying with internal policies and regulations, and exhibiting the overall culture of Capital One. Role Description GV&I is seeking a motivated self-starter to join our dynamic team. The role offers exposure to a broad set of risk management activities and opportunities for professional growth. The individual will partner with associates across the Enterprise, Commercial Bank, and within CR&A to support integral efforts to streamline policy frameworks and implement strategic, transformative changes for the firm. The ideal candidate should have an understanding of risk management practices and be looking to deepen their knowledge in risk governance, enterprise risk, and commercial credit risk. They must be able to effectively communicate and influence partners across multiple functional areas and levels of the organization. Strong analytical skills, attention to detail, and the ability to adapt in a dynamic environment are essential to succeeding in this role.

Requirements

Self-starter with a background in risk management, risk governance, or credit underwriting
Understanding of commercial banking activities and the three lines of defense framework
Effective verbal and written communication skills, including the ability to prepare presentation materials
Aptitude for synthesizing complex issues into a clear and concise summary
Keen attention to detail
Proactive and results-oriented
Independent problem-solver with ability to navigate ambiguity
Ability to establish credibility, trust, and support within all levels of the organization
Willing to learn, adapts easily to change, and confident with diverse thinking
Knowledge and experience using Google Workspace (e.g., Sheets, Slides, Docs)
Bachelor's degree or military experience
At least 2 years of experience in risk management, risk governance or credit underwriting at a financial institution or consultancy firm

Nice To Haves

3+ years experience with one or more of the following: commercial risk governance and oversight, corporate or commercial real estate lending

Responsibilities

Supporting the management of credit policy lifecycle, including drafting policy updates and communicating changes to stakeholders
Assisting stakeholders with policy questions
Collaborating with stakeholders across the three lines of defense to ensure products and initiatives are in compliance with regulatory and internal policy requirements
Assisting with ad-hoc projects/ initiatives
Formulating and implementing solutions, leveraging technology to enhance credit processes
Leveraging data to provide insights that enable stakeholders to make data-based decisions
Assisting with exam management and the remediation of Regulatory and Internal findings
Promoting GV&I's learning and culture by facilitating continuous learning activities and team interactions

Benefits

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume