Senior Associate, Product Management - NPSL Data & Decisioning (Business Cards & Payments)

Capital One•McLean, VA

16d•$101,100 - $138,400

About The Position

The Business Cards & Payments (BC&P) organization is committed to fueling the courageous entrepreneurial spirit that's at the heart of America's business owners. We offer financial products and services for small business owners through corporate clients, with the goal to pave the path for them to do more business. We’ve built an organization that is focused on listening to and learning from the millions of customers we serve to make sure our products, services, and experiences work as hard as they do. In BC&P, we are looking for a Product Manager with a demonstrated interest and aptitude for Al. While formal on-the-job experience with Al is a plus, we highly value candidates who have proactively incorporated Al into their personal projects, explored Al-driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using Al agents. Show us how you've used Al to learn, build, and solve problems beyond basic text generation. The Role: The Data & Decisioning tower is part of the Small Business Card Customer Management Product team, and is responsible for driving backend spending capabilities for all of our products. This is critical, particularly for our No Preset Spend Limit products (NPSL), where there is no traditional credit limit. Our products help small businesses spend what they need, while still protecting the company from risk. We use cutting edge technology and real-time data to provide a seamless spend experience. We seek a product manager to lead the strategy and execution for our core data changes and ensure timely delivery and communication to relevant stakeholders.This role is crucial for linking business needs with technical implementation, ensuring the data is accurate, robust, and supports NPSL capabilities. In this role, you’ll learn the essentials of being a product manager, and we’ll invest in you to grow in four key areas: Human Centered You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design You'll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test Business Focused Demonstrating a growth mindset, you’ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk Technology Driven You’ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology You’ll collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers You’ll deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy Transformational Leadership By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams You’ll articulate a succinct product roadmap to deliver business value and share with with stakeholders, elevating your team’s results and becoming a product matter expert

Requirements

Bachelor’s degree or military experience
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering
Intellectually Curious
Communicator & Influencer
Do-er
Passionate & Customer Focus
Learner
Team Player

Nice To Haves

Bachelor’s degree in computer science or engineering
1+ years translating business strategy or analysis into consumer facing digital products
1+ years of experience working on core product platforms powering digital experiences
1+ years working with cross functional teams as a product owner in an agile development process

Responsibilities

collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design
breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test
effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs
own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk
work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology
collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers
deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy
actively participate in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams
articulate a succinct product roadmap to deliver business value and share with with stakeholders, elevating your team’s results and becoming a product matter expert