Senior Associate, Credit Advisory Underwriting

BNY Mellon • Pittsburgh, PA

5h

About The Position

At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.
Recognized as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary.
We’re seeking a future team member for the role of Senior Associate, Credit Advisory Underwriting to join our Wealth Management team. This role is located in Pittsburgh, PA.

Requirements

• Bachelor’s degree or equivalent combination of education and experience.
• 3-5 years of relevant work experience in credit analysis, loan documentation, or related financial services.
• Strong understanding of credit risk policies and loan documentation requirements.
• Excellent analytical skills with the ability to interpret financial data and make sound credit recommendations.
• Effective communication and interpersonal skills to collaborate with sales teams, clients, and vendors.

Nice To Haves

• Experience managing or coordinating support staff is preferred.

Responsibilities

• Maintain compliance protocols related to documentation content and storage, ensuring all processes meet regulatory and internal standards.
• Distribute work among support staff and enhance storage processes and controls to improve efficiency and accuracy.
• Analyze new loan requests to ensure alignment with Risk Policy guidelines; prepare and submit complex credit write-ups for approval.
• Evaluate borrowers’ creditworthiness by reviewing financial statements, credit reports, asset statements, and property appraisals.
• Prepare detailed loan write-ups, including credit memos and corporate spreadsheets, highlighting borrower strengths and weaknesses with well-supported credit recommendations.
• Collaborate closely with sales staff to discuss loan structures and creditworthiness of prospective applicants.
• Manage relationships with internal and external clients and third-party vendors to support document custody objectives.
• Support managers by gathering and providing data during audits and contribute to team objectives.
• Oversee allocation and quality control of work performed by support staff; may perform supervisory review and approval tasks.

Benefits

• BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy.
• We provide access to flexible global resources and tools for your life’s journey.
• Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level