Senior Anti-Money Laundering Investigator (Remote)

First Citizens Bank • Raleigh, NC

337d • $94,000 - $150,000 • Remote

About The Position

The Senior AML Investigator is an experienced member of First Citizens Bank's (FCB) Financial Intelligence Unit Investigations Team. This Senior AML Investigator role is responsible for conducting confidential, high complexity, investigations into financial crimes which may involve internal matters as well as ensure the quality of the other team members' investigations. A successful candidate will have advanced knowledge of FinCEN and FFIEC guidance as well as BSA compliance, experience conducting complex investigations involving various AML and fraud typologies, the ability to work independently and maintain confidentiality while making critical decisions, and the responsibility of drafting, reviewing, and filing Suspicious Activity Reports (SARs) with FinCEN. This position requires advanced analytical skills and the ability to drive collaboration with internal partners and external partners. This is a remote role that may be hired in several markets across the United States.

Requirements

• Bachelor's Degree and 4 years of experience in Investigation of Financial Crimes or Customer Due Diligence in a financial institution or in combination with law enforcement
• High School Diploma or GED and 8 years of experience in Investigation of Financial Crimes or Customer Due Diligence in a financial institution or in combination with law enforcement

Nice To Haves

• 7 years of experience in a BSA Compliance role at a financial institution, FinTech, government institution, or law enforcement agency
• Ability to accept and implement feedback in a flexible environment
• Willingness to independently seek out answers to questions that arise during the course of investigations
• Experience reviewing peer's work; delivering feedback and guidance

Responsibilities

• Manages and investigates a complex portfolio of suspicious financial activity
• Reviews client relationships involving multiple accounts, geographic locations, products, and types of transactional activity
• Develops an understanding of involved parties through research and gathered intelligence in order to gauge potential money laundering
• Conducts Client Due Diligence (CDD) and Enhanced Due Diligence (EDD) evaluations for clients deemed as high risk
• Utilizes CDD and EDD to identify transactions most at risk for each individual client
• Partners with management, business units, and law enforcement on investigative research and risk mitigation actions
• Prepares Suspicious Activity Reports (SARs) for investigations in accordance with federal regulations
• Records all narratives and risk factors within each investigation
• Ensures reports are accurate, comprehensive, filed if necessary, and documented appropriately if not filed
• Maintains a strong knowledge of anti-money laundering regulations and trends as well as Bank operations and investigative resources
• Prepares reports, case summaries, and other helpful documentation
• Maintains strong professional partnerships through active participation in industry events
• Assists in training and mentoring team members, reviews and approves peer's investigations, and facilitates new investigative processes or tools
• Communicates investigation results and identified risks to management, business units, and other involved parties
• Works directly with law enforcement to answer questions related to SAR filings or subpoena requests
• Maintains confidentiality when addressing highly sensitive issues

Benefits

• Comprehensive benefits program designed to meet associates where they are in life
• Customized offerings, including those designed to support families

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees