Senior Analyst: US Public Finance - Housing

S&P Global • San Francisco, CA

2d • $100,000 - $122,000 • Onsite

About The Position

About the Role: Grade Level (for internal use): 11 The Team: The US Public Finance Housing team is a dynamic, collaborative group that covers a portfolio of approximately 600 ratings associated with housing finance agencies, public housing authorities, and community development finance institutions. We analyze capital fund financings and federally-enhanced housing issues across the country, combining independent analytical work with strong team collaboration. Our team values analytical excellence, strategic thinking, and the ability to translate complex housing market dynamics into clear, actionable insights for our clients and stakeholders. What you stand to Gain: High‑impact exposure to housing issuers Career development with clear pathways for advancement through demonstrated analytic performance and leadership. Visibility and thought leadership opportunities, including contributing to research, presenting at conferences, and supporting media or opinion pieces. Hands‑on technical growth using financial modeling, data analytics, and automation tools to improve efficiency. The Impact and Responsibilities: Impact: This role drives S&P Global Ratings’ market relevance for housing credits by producing rigorous, committee‑ready analysis that informs investor decisions and issuer access to capital. The Senior Analyst’s work directly affects rating outcomes, client relationships, and the firm’s reputation. Responsibilities : Act as the primary analyst for housing credits of varying size and complexity, demonstrating expertise in public finance housing sector analysis. Prepare comprehensive analyses for internal rating committee presentations and external publication, showcasing strong analytical and problem-solving capabilities Oversee annual surveillance activities for your assigned portfolio of credits, ensuring quality standards and timely delivery Actively participate in rating committees as a contributing team member, providing well-reasoned analytical perspectives Write rating summaries and analytical reports that synthesize complex analysis into clear, well-supported conclusions demonstrating mastery of S&P methodologies and financial markets understanding Communicate rating results and analysis effectively to diverse stakeholders including clients, financial intermediaries, investors, and media, while publishing timely industry commentaries and thought leadership pieces Compensation/Benefits Information : (This section is only applicable to US candidates): S&P Global states that the anticipated base salary range for this position is USD 100,000 to 122,000. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses, and certifications. What We're Looking For: Basic Required Qualifications: Bachelor's degree required (Master's degree in business, public policy, public administration, or related field preferred) An S&P Global employee at this level would typically have 2+ years of extensive experience related to Public Finance, with Public Finance Housing sector experience preferred. Strong analytical and problem-solving skills with ability to work effectively under general guidance while exercising decision-making authority Excellent verbal communication and writing skills, with ability to integrate and communicate complex information within the public finance specialization Demonstrated ability to work collaboratively in a multicultural environment while thriving in independent work situations Strong time management and organizational skills with consistent ability to deliver high-quality work and meet deadlines All employees are required to work from the office a minimum of 2 days per week W e re qui re a ll candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we ca n pr oce ed t o an offer Preferred Qualifications: Experience advising on complex public finance housing issues and providing analytical perspectives to senior staff Proven ability to build relationships with peers outside of immediate team and function Demonstrated initiative in identifying and addressing problems or suggesting process improvements within public finance operations Change-ready mindset with preparation to adapt to evolving analytical workflows, including AI-human collaborative processes US Right to Work Requirements: This role is limited to persons with an indefinite right to work in the United States. About S&P Global Ratings At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today. For more information, visit www.spglobal.com/ratings What’s In It For You? Our Mission: Advancing Essential Intelligence. Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference. For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected] . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here . ----------------------------------------------------------- Equal Opportunity Employer S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person. US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf describes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_ English_formattedESQA508c.pdf ----------------------------------------------------------- 202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)

Requirements

• Bachelor's degree required (Master's degree in business, public policy, public administration, or related field preferred)
• An S&P Global employee at this level would typically have 2+ years of extensive experience related to Public Finance, with Public Finance Housing sector experience preferred.
• Strong analytical and problem-solving skills with ability to work effectively under general guidance while exercising decision-making authority
• Excellent verbal communication and writing skills, with ability to integrate and communicate complex information within the public finance specialization
• Demonstrated ability to work collaboratively in a multicultural environment while thriving in independent work situations
• Strong time management and organizational skills with consistent ability to deliver high-quality work and meet deadlines
• All employees are required to work from the office a minimum of 2 days per week
• W e re qui re a ll candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we ca n pr oce ed t o an offer

Nice To Haves

• Experience advising on complex public finance housing issues and providing analytical perspectives to senior staff
• Proven ability to build relationships with peers outside of immediate team and function
• Demonstrated initiative in identifying and addressing problems or suggesting process improvements within public finance operations
• Change-ready mindset with preparation to adapt to evolving analytical workflows, including AI-human collaborative processes

Responsibilities

• Act as the primary analyst for housing credits of varying size and complexity, demonstrating expertise in public finance housing sector analysis.
• Prepare comprehensive analyses for internal rating committee presentations and external publication, showcasing strong analytical and problem-solving capabilities
• Oversee annual surveillance activities for your assigned portfolio of credits, ensuring quality standards and timely delivery
• Actively participate in rating committees as a contributing team member, providing well-reasoned analytical perspectives
• Write rating summaries and analytical reports that synthesize complex analysis into clear, well-supported conclusions demonstrating mastery of S&P methodologies and financial markets understanding
• Communicate rating results and analysis effectively to diverse stakeholders including clients, financial intermediaries, investors, and media, while publishing timely industry commentaries and thought leadership pieces

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees