The Impact Investing mandate is focused on generating meaningful social impact in three key areas: (i) boosting social mobility, (ii) expanding access to essential services, and (iii) enhancing resiliency, revitalization, and adaptation. LMI has earmarked $1 billion in balance sheet capital to support the mandate and is seeking commercial returns in tandem with compelling social impact. Financially, we believe we can generate exceptional returns within this strategy and will focus on private investments, including direct investments, fund investments and co-investments by identifying best-in-breed partners and leveraging the unique advantages that our mutual structure and capital base provides. Notably, we have a unique ability to invest across longer horizons and in more complicated structures and projects, to make both limited partnership commitments as well as invest directly into projects and companies, form deep and lasting relationships with partners, leverage deep internal expertise across a range of asset classes, execute nimble and off-market sourcing, hire talented people and provide them the freedom to execute, and maintain a highly collaborative culture.