Senior Analyst / Associate, ABS Structured Finance Ratings

S&P Global • Englewood, CO

1d • Onsite

About The Position

About the Role: Grade Level (for internal use): 11 The Team : S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process, research, cash flow, credit, and structural analytics, and client-facing activities for new issue ratings and surveillance of ABS transactions backed by consumer and commercial assets. The Impact : This role blends research and quantitative and qualitative analytical skills, client-facing interactions, and project management. Daily tasks include completing the end-to-end ratings process, reviewing documents, assessing the credit profile of collateral pools, and conducting cash flow analyses to determine the credit rating impact of stress tests to the structures and enhancement levels under various economic scenarios. The Associate is expected to conduct credit rating committees and interact with bankers, issuers, and investors on analytical matters What’s in it for you : Structured Finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. It offers the opportunity to work in a collegial culture with great potential for professional development and career growth. To succeed, you must be comfortable with quantitative analysis and have a knack for problem-solving.

Requirements

• An undergraduate degree is required
• A minimum of three (3) or more years of relevant work experience
• Prior credit analysis experience, including banking.
• Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
• Strong proficiency with Excel, financial models, and financial data.
• Strong understanding of financial markets and their relationship to S&P products.
• Excellent verbal and written communication skills are essential.
• Ability to analyze and solve non-routine problems in a timely and insightful manner.
• Ability to multi-task and manage deadlines under time pressure.
• Strong interpersonal skills and ability to work well in a collaborative team.

Nice To Haves

• MBA or CFA

Responsibilities

• Analyze credit quality of collateral pools, review performance data, credit models, underwriting criteria, and macroeconomic and sector factors.
• Complete the end-to-end ratings process for new issue transactions and the surveillance of outstanding transactions.
• Perform cash flow analysis and synthesize results in a timely manner for rating committees.
• Review legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure.
• Provide feedback to external parties.
• Actively manage relationships with issuers, intermediaries, and investors.
• Effectively communicate S&P’s methodologies and procedures.
• Participate in client meetings.
• Prepare written and oral presentations to rating committees.
• Make recommendations to committees and actively participate in committee deliberations.
• Draft thorough yet concise press releases and presale reports.
• Collaborate with internal parties (editorial, data, etc.) to manage the publication of ratings and reports to external audiences.
• Work on special projects as directed by the analytical team manager.

Benefits

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees