Stand Insurance-posted 12 days ago
$170,000 - $260,000/Yr
Full-time • Senior
Onsite • Seattle, WA
11-50 employees

About Stand Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience. Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience. This is an on-site role. Ideally, we have someone located in Seattle or willing to relocate to Seattle. An alternative option is to have someone on-site in our SF HQ office. Role Summary: As a Senior Actuary at Stand Insurance, you will lead the development of advanced pricing models & tools that account for emerging climate risks. You’ll partner closely with Underwriting, Data Science, and Leadership to develop actuarially sound models, ensure regulatory compliance, and drive sustainable growth. This is a hands-on role in a fast-scaling Series B insurance company, ideal for someone eager to combine actuarial rigor with innovative approaches to climate resilience.

  • Develop and maintain pricing models for property insurance pricing, incorporating climate-intensified risks
  • Partner with Product and Data Science to integrate deterministic physics models and AI outputs into rating methodologies
  • Support regulatory filings, rate reviews, and actuarial memoranda to ensure compliance with state insurance departments as needed
  • Provide actuarial input into product strategy, reinsurance structures, and capital adequacy assessments
  • Collaborate with cross-functional teams to evaluate new product opportunities and market expansions
  • Monitor emerging climate, catastrophe, and market trends to proactively adjust assumptions and models
  • Present actuarial analyses and recommendations to leadership, the board, and external stakeholders
  • Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field
  • ACAS and FCAS designation (or equivalent international qualification)
  • 10+ years of actuarial experience, with a focus on property, catastrophe, or E&S insurance
  • Strong background in personal property pricing and familiarity with predictive modeling techniques
  • Proficiency with actuarial software (e.g., R, Python, SQL, or equivalent) and modern data analysis tools
  • Demonstrated ability to translate complex analyses into actionable business insights
  • Comfort working cross-functionally in a fast-paced, entrepreneurial environment
  • Experience with catastrophe modeling (e.g., AIR, RMS) or climate risk models
  • Prior exposure to reinsurance structuring and capital modeling
  • Prior experience with reserve analyses and loss development studies
  • Familiarity with regulatory filings in multiple states, including admitted and E&S markets
  • Experience in insurtech or high-growth startups
  • Comprehensive benefits including above-market Health, Dental, Vision
  • Weekly lunch stipend
  • Flexible time off
  • 401k plan
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