Senior Actuarial Associate, Product

EquiTrust•West Des Moines, IA

1d•Hybrid

About The Position

As a Senior Actuarial Associate, you will play a key role in developing and maintaining actuarial experience studies that inform pricing, cash flow testing, capital modeling, and broader business decisions. You will analyze policyholder behavior, expenses, and capital assumptions, collaborate closely with Product, Risk, IT, and senior leadership, and help ensure actuarial insights are clearly communicated and effectively applied. This role is well suited for an experienced actuarial professional who enjoys combining technical analysis, data visualization, and cross-functional collaboration.

Requirements

Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Data Analytics, or a related quantitative field
3+ years of actuarial experience
Experience with annuity and life insurance products
Minimum of 5 actuarial exams completed required
Strong analytical, mathematical, and problem-solving skills with attention to detail
Experience conducting actuarial experience studies and assumption analysis
Proficiency with Microsoft Office and ability to work across multiple systems
Strong written and verbal communication skills, including presenting results to non-technical audiences
Ability to manage multiple priorities, meet deadlines, and adapt to change
Collaborative mindset with a commitment to professionalism, integrity, and inclusion

Nice To Haves

Prior experience coaching or mentoring others preferred
Continued progress toward actuarial credentials encouraged and supported
Experience with Power BI or other data visualization/analytics tools preferred

Responsibilities

Develop and maintain actuarial experience studies, including policyholder behavior, expense, and capital assumptions
Recommend assumptions annually for pricing, cash flow testing, and corporate modeling
Perform ongoing actual-to-expected analysis and monitor emerging trends, reporting insights to governance committees
Use Power BI and other analytical tools to design and maintain experience study dashboards and reporting
Serve as a key data liaison with IT, supporting actuarial data needs, the liability data warehouse, and in-force policy extracts
Complete and support industry experience surveys (e.g., Ruark study)
Oversee reinsurance administration activities, including review and approval of treaty settlements
Partner with Product Management, Risk, and other stakeholders to support strategic initiatives
Contribute to a collaborative, inclusive, and continuous-improvement culture