Segment Risk Manager Sr

Huntington National Bank•Cincinnati, OH

1d•Onsite

About The Position

The Commercial Credit Segment Risk Manager Sr will support disciplined execution of credit risk management practices within the Commercial Bank and in alignment with Huntington’s risk appetite. This role partners with Commercial business leaders to help oversee key credit risk activities for the Commercial Bank across all risk pillars. Key activities will include identifying, monitoring, measuring, mitigating, and reporting on the risk and control environment.

Requirements

Bachelor's degree in Business, Finance, or related field
7+ years of experience in Commercial credit, credit underwriting, portfolio management, or commercial or business credit‑related risk management
In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered

Nice To Haves

Working knowledge of commercial lending and credit products and processes and risk management principles
Proficiency with Microsoft Office applications; experience with Archer a plus.
Strong analytical skills, judgment, and attention to detail
Ability to communicate clearly and confidently with business partners and risk stakeholders
Comfortable navigating ambiguity and adapting to evolving priorities.
Demonstrated ability to manage multiple assignments and meet deadlines
Able lead and support the growth and career development of colleagues

Responsibilities

Maintains subject matter excellence knowledge of Huntington credit policies and key credit regulatory requirements and applies them Commercial credit products and processes
Understands credit risk associated with Commercial Bank products, systems, and practices and advises on control design and effectiveness, including identifying opportunities to strengthen control environment and supporting credit-related projects and initiatives
Supports Business Unit’s management of credit-related findings and action plans in alignment with Huntington’s Issues Management Policy, including escalation of off-track findings and/or action plans
Assists in managing and understands applicability and impact of Commercial’s credit risk metrics, ensuring breached metrics have appropriate action plans and relevant metrics are in place
Conducts validation of actions taken to resolve credit-related findings, ensuring actions completed address root cause and demonstrate sustainability
Builds relationships and effective collaboration with key stakeholders (business leaders, business process owners, risk pillar owners, 2nd line of defense partners, Legal, Compliance, Audit, Credit Review, Technology, Segment Risk peers, subject matter experts, etc.) to drive implementation of risk management program and responsibilities
Assists in the identification and assessment of emerging and top risks, including internal and external factors, and advises on the development of monitoring approaches and mitigation strategies
Assists with risk and control self-assessments through qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit/examination results, and top and emerging risks by risk pillar in alignment with Enterprise Risk Management guidance
Actively participates in governance forums including working groups, committees, enterprise programs, etc. to communicate segment risk points of view and to obtain perspective of corporate-wide goals and objectives
Supports Business Unit(s) in preparing for, managing, and responding to Audit, Credit Review, Compliance and Regulatory reviews/examinations
Assesses credit risk associated with new or changed products, services, technology/systems, processes, or other initiatives to ensure alignment with Huntington’s risk appetite and governance processes such as the Products and Service Risk Assessment process