Segment Risk Manager - Issuing Sponsorship

Huntington National Bank•Columbus, OH

13d•Onsite

About The Position

Description Duties and Responsibilities: Conduct thorough due diligence before establishing new Commercial Card Issuing and sponsorship relationships, ensuring partnerships align with Huntington’s values and risk standards. Act as the central coordinator for due diligence efforts across support units, fostering collaboration and transparency. Develop and execute a comprehensive ongoing monitoring program for Commercial Card Issuing and sponsorship activities. Review operational controls, compliance reports, and audit findings to ensure adherence to Huntington standards and regulatory expectations. Monitor portfolio performance, transaction trends, and concentrations to identify emerging risks. Serve as the primary subject matter expert for Commercial Card Issuing and sponsorship partners, ensuring compliance with regulations and Huntington’s commitment to integrity. Maintain expertise in Commercial Card compliance and related regulatory areas. Act as the main contact for Regulatory, Internal Audit, and Compliance examinations related to third-party programs. Ensure compliance with Card Brand and Network rules, regulatory requirements, and Huntington’s enterprise risk framework. Establish and execute a continuous monitoring program to proactively identify and address risks. Review compliance reports, audit findings, and training completion rates to confirm adherence to standards and Huntington’s risk appetite. Evaluate portfolio performance and trends, identifying anomalies and recommending corrective actions that protect clients and the bank. Prepare and deliver risk dashboards, scorecards, and quarterly updates to leadership and risk committees. Analyze complaint trends, audit results, and monitoring outcomes to identify patterns and recommend process improvements. Develop and implement audit testing procedures, ensuring clear documentation and actionable findings. Lead investigations and root cause analysis for identified deficiencies, collaborating with stakeholders to implement effective solutions. Review third-party complaints for patterns and opportunities to enhance processes, reinforcing Huntington’s commitment to client advocacy. Participate in regular discussions on new products, regulatory changes, and risk mitigation strategies that align with Huntington’s purpose. Manage and mentor risk colleagues, fostering growth and engagement in a culture that values doing the right thing. Promote accountability and continuous improvement across the team. Perform additional responsibilities as needed to support Huntington’s mission and segment objectives.

Requirements

Bachelor's Degree
Minimum of 7-10 years of experience in risk management, preferably in the banking or payments industry.
Knowledge of payments processing, payment networks, and relevant regulatory frameworks.

Nice To Haves

Strong knowledge of payments processing, payment networks, and relevant regulatory frameworks.
Strong leadership and relationship management skills including the ability to lead up and across the organization
Holds self and others accountable for meeting commitments by setting and clearly communicating expectations and roles and responsibilities relative to operational risk within Enterprise Payments
Superior organization, project management and analytical skills and attention to detail
High-level of commitment to quality work product and organizational ethics, integrity and compliance
Strong interpersonal skills and the ability to effectively communicate, both written and verbal
Ability to deal with ambiguity, multi-task and work effectively in a fast-paced environment
Demonstrated decision making and problem-solving skills to build shared agenda and drive results through collaboration
Ability to build a team, appropriately delegate and meet deadlines with minimal supervision
Proficiency in MS Office Suite
Certifications such as Certified Risk Manager (CRM), Certified Risk Professional (CRP), or Certified Information Systems Auditor (CISA).

Responsibilities

Conduct thorough due diligence before establishing new Commercial Card Issuing and sponsorship relationships
Act as the central coordinator for due diligence efforts across support units
Develop and execute a comprehensive ongoing monitoring program for Commercial Card Issuing and sponsorship activities
Review operational controls, compliance reports, and audit findings
Monitor portfolio performance, transaction trends, and concentrations to identify emerging risks
Serve as the primary subject matter expert for Commercial Card Issuing and sponsorship partners
Maintain expertise in Commercial Card compliance and related regulatory areas
Act as the main contact for Regulatory, Internal Audit, and Compliance examinations related to third-party programs
Ensure compliance with Card Brand and Network rules, regulatory requirements, and Huntington’s enterprise risk framework
Establish and execute a continuous monitoring program to proactively identify and address risks
Review compliance reports, audit findings, and training completion rates
Evaluate portfolio performance and trends, identifying anomalies and recommending corrective actions
Prepare and deliver risk dashboards, scorecards, and quarterly updates to leadership and risk committees
Analyze complaint trends, audit results, and monitoring outcomes to identify patterns and recommend process improvements
Develop and implement audit testing procedures
Lead investigations and root cause analysis for identified deficiencies
Review third-party complaints for patterns and opportunities to enhance processes
Participate in regular discussions on new products, regulatory changes, and risk mitigation strategies
Manage and mentor risk colleagues
Promote accountability and continuous improvement across the team
Perform additional responsibilities as needed to support Huntington’s mission and segment objectives