Securitized Products Group [Multiple Positions Available]

JPMorgan Chase & Co. • New York, NY

16h • Onsite

About The Position

Manage institutional client relationships, serving as the primary point of contact for transaction execution matters. Structure term sheets for loans and negotiate deal terms with prospective clients. Analyze client portfolios and strategies in-order to develop and present tailored financing solutions. Review internal approval materials and present new financing opportunities to internal approval committee. Manage large client trades end-to-end, coordinating trade settlement across internal teams and external counterparties. Review analyst work product and provide guidance across deal execution and portfolio management functions. Provide input on business and portfolio strategy, with a focus on deal feasibility considerations for new financing structures. Serve as the escalation point for execution and documentation matters, coordinating resolution with clients and legal counsel. Price loans for new fundings and re-price funded loans using mortgage cash flow models. Prepare and analyze operative legal documents, including mortgage repo agreements and indentures. Coordinate and communicate with internal and external counterparties involved in transactions. Evaluate client business opportunities in the context of structured balance sheet financing. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Requirements

• Bachelor's degree in Business, Finance, Economics, or related field of study.
• Three (3) years of experience in the job offered or as Securitized Products Group or related occupation.
• Analyzing institutional client profiles in the residential mortgage sector including non-bank originators, mortgage servicers, REITs, hedge funds, and private credit funds and evaluating the financing structures used by each, including mark- to-market rights and fund-level recourse.
• Evaluating residential mortgage asset types, including non- agency mortgage loans, reperforming loans, non-performing loans, and closed-end second mortgages, and assessing performance drivers including credit metrics, delinquency patterns, prepayment behavior, and loan-level risk factors.
• Assessing residential real-estate collateral characteristics across single-family rental and residential transition loan sectors and reviewing property-level economics, development life-cycle stages (land, horizontal infrastructure, vertical construction), and collateral risk factors including construction, cost-overrun, and tenant-credit risks.
• Analyzing residential mortgage facility mechanics by reviewing borrowing-base structures, margining frameworks, mark-to-market processes, facility triggers, and structural elements used to balance asset risk with facility economics.
• Reviewing structured-finance legal documentation, including Repurchase Agreements, Pricing Side Letters, Loan and Security Agreements, and Custodial Agreements, and interpreting operative provisions governing eligibility rules, margin mechanics, covenants, and representations and warranties.
• Building Excel-based financial models, including mortgage cash-flow models, sensitivity analyses, leverage and haircut calculations, and using advanced Excel functions including pivot tables, index-match logic, dynamic arrays, and nested formulas.
• Creating PowerPoint materials that communicate mortgage-finance concepts by developing analytical exhibits, facility-structure summaries, and formatted presentations covering eligibility frameworks, collateral characteristics, and transaction parameters.
• Analyzing loan-level data in Collateral Analysis Software (CAS) to produce collateral stratifications and calculate borrowing bases by applying eligibility rules, advance rate grids, and concentration limits.
• Retrieving, analyzing, and interpreting market and financial data using Bloomberg, including interest rates, macroeconomic indicators, -and counterparty financial information.
• Utilizing IntexCalc to evaluate collateral performance statistics, tranche structures, cash-flow waterfalls, credit enhancement features, and deal-specific characteristics of rated Residential Mortgage-Backed Securities (RMBS) transactions.
• Interpreting servicing and remittance data by reviewing delinquency roll rates, payment histories, advance balances, loss-mitigation activity, and servicer-performance metrics for collateral- risk assessment.
• Assessing counterparty risk by reviewing underwriting standards, product guidelines, servicer performance benchmarks, and historical loan-performance trends relevant to counterparties in residential mortgage finance.
• Coordinating operational workflows for residential mortgage financing transactions by managing data-ingestion sequences, collateral diligence reviews, borrowing-base and eligibility checks, and interactions among operations teams, custodians, and trustees.

Responsibilities

• Manage institutional client relationships, serving as the primary point of contact for transaction execution matters.
• Structure term sheets for loans and negotiate deal terms with prospective clients.
• Analyze client portfolios and strategies in-order to develop and present tailored financing solutions.
• Review internal approval materials and present new financing opportunities to internal approval committee.
• Manage large client trades end-to-end, coordinating trade settlement across internal teams and external counterparties.
• Review analyst work product and provide guidance across deal execution and portfolio management functions.
• Provide input on business and portfolio strategy, with a focus on deal feasibility considerations for new financing structures.
• Serve as the escalation point for execution and documentation matters, coordinating resolution with clients and legal counsel.
• Price loans for new fundings and re-price funded loans using mortgage cash flow models.
• Prepare and analyze operative legal documents, including mortgage repo agreements and indentures.
• Coordinate and communicate with internal and external counterparties involved in transactions.
• Evaluate client business opportunities in the context of structured balance sheet financing.

Benefits

• competitive total rewards package including base salary determined based on the role, experience, skill set and location
• commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions
• comprehensive health care coverage
• on-site health and wellness centers
• a retirement savings plan
• backup childcare
• tuition reimbursement
• mental health support
• financial coaching

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees