Secondary Marketing & REL Enterprise Systems - Full Time

Genisys Credit Union•Auburn Hills, MI

16d•Onsite

About The Position

Ready to be the financial wizard behind the curtain? We're looking for a top-tier systems guru and strategic thinker to take the reins of our entire Real Estate Lending system ecosystem. You'll be the primary System Administrator and lead Project Manager for enterprise-level initiatives, ensuring our mortgage operations are not just running, but thriving. Your mission: Maximize profitability by expertly analyzing the mortgage pipeline, guaranteeing best execution with investors, and maintaining the flawless integrity of our lending technology.

Requirements

Bachelor’s degree or equivalent, demonstrated experience.
Must be able to become and remain 100% bonded.
A deep, thorough knowledge of Credit Union mortgage products and all applicable policies.
Essential understanding of government regulations (FNMA, FHLBI) and legal requirements.
Advanced knowledge of BSA Specific Requirements: Member Identification Program, Identity Theft Red Flags, and Privacy Policy.
Critical: Report any identified suspicious activity to your Manager or the BSA Manager and complete all assigned training.
A minimum of Two years of direct experience in mortgage secondary marketing or lending operations.
Proven, hands-on experience in both Project Management and System Administration.
Real Estate industry experience is a must-have.
Advanced, exceptional project management and organizational abilities.
Strong technical aptitude for system administration and PC-based business equipment.
Solid communication skills, comfortable interacting with executive management and external partners.
Excellent mathematical ability to accurately compute discount, interest, profit/loss, and ratios.

Responsibilities

Play the Market: Become a pipeline analysis master, strategically committing loans with investors (FNMA, FHLBI, or Portfolio) at the exact right moment.
The Best Execution MVP: Execute the perfect mix of mandatory delivery, best efforts, and loan-level pricing to ensure we achieve maximum profitability on every deal.
Rate Radar: Constantly monitor competitor rates to sharpen GCU’s market edge and provide key insights for setting portfolio pricing.
Troubleshooting Titan: Lead the management of our "Held for Sale" pipeline, instantly resolving any delivery snags with loan custodians and investors.
Adapt & Refine: Expertly manage loan re-pricing and change requests within the loan origination system.
Launch Command: Be the go-to Project Manager for all new real estate lending initiatives and major, enterprise-level system implementations.
System Architect: Systematically implement new mortgage and home equity products, services, and seamlessly integrate new vendor interfaces.
Cross-Functional Connector: Act as the key liaison with the Marketing Department, collaborating on promotional campaigns and sales team events.
Knowledge Curator: Develop and meticulously maintain all product and procedure manuals for the Real Estate Lending Department.
Tech Maestro: Serve as the lead administrator for critical mortgage systems, including Insellerate and the Tandem vendor management system.
Cohesion Commander: Guarantee that all mortgage systems and reporting platforms (FNMA, FHLBI) remain perfectly cohesive and functionally accurate.
Data Whisperer: Generate powerful, complex management reports to track the pipeline, loan sales performance, and the entire mortgage/Home Equity portfolio.
Financial Gatekeeper: Maintain precise balance between accounting and the general ledger for Held for Sale (HFS) and Held for Investment (HFI) accounts.
Quality Control Pro: Conduct regular audits of employee work systems and electronic files to ensure impeccable data quality across the board.
Regulatory Expert: Ensure all lending activities and system configurations adhere strictly to federal and state regulations, including BSA and OFAC.
Vendor Vetting Guru: Own the management of Real Estate Lending vendors, collecting due diligence documentation and assisting with all regular reviews.
Relationship Builder: Maintain professional and effective relationships with members, attorneys, and insurance agents to successfully resolve complex account issues.