Secondary Market Lock Desk Analyst

First HorizonPlano, TX
Onsite

About The Position

Provide quality, accurate and timely service to mortgage staff and establish and maintain relationships with loan officers.

Requirements

  • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position
  • Bachelor (4-year college) degree and 0-2 years of experience or equivalent combination of education and experience
  • COMPUTER AND OFFICE EQUIPMENT SKILLS
  • Microsoft Office Suite, Optimal Blue, Encompass

Responsibilities

  • Rate Lock Management: Process new rate locks, extensions, re-locks, and changes for mortgage loans in the Loan Origination System (LOS).
  • Pricing & Compliance: Ensure all loans are locked accurately based on current, approved pricing, investor guidelines, and company policy.
  • Communication: Serve as the primary point of contact for loan officers regarding rate lock inquiries, scenarios, and exceptions.
  • Market Monitoring: Analyze daily market trends and provide data to support decision-making and optimal loan pricing.
  • Investor Support: Assist with the pipeline of loans, coordinating between operations and secondary market counterparts for delivery.
  • Reporting: Distribute daily rate sheets and reports on lock volume and pipeline activity.

Benefits

  • Medical with wellness incentives, dental, and vision
  • HSA with company match
  • Maternity and parental leave
  • Tuition reimbursement
  • Mentor program
  • 401(k) with 6% match
  • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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