SBA Underwriter II
About The Position
Huntington Bank is hiring an SBA Business Banking Underwriter III. Duties & Responsibilities: Responsible for underwriting Business Banking SBA loans to determine credit worthiness and compliance with Bank and SBA lending policies. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with lower credit exposure and less complex loans. Adheres to bank policies and procedures and complies with legal and regulatory requirements. Follows, or in some cases establishes, as required, effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis. Keeps abreast of risk-related changes that may impact assigned work functions and processes. Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Requirements
- Bachelor's degree
- Minimum of 5 years of experience analyzing and/or underwriting loans for business/commercial clients in Business Banking
Nice To Haves
- Bachelor's degree in Finance, Accounting or Business
- Experience with SBA or other government guaranteed loan programs
- Microsoft Office Suites (excel, pp, word)
- Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants
- Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment
- Experience working in financial sales environment
Responsibilities
- Responsible for underwriting Business Banking SBA loans to determine credit worthiness and compliance with Bank and SBA lending policies.
- Reviews all financial information to make credit decisions.
- Acts as a liaison to internal customers to resolve business lending issues.
- Maintains knowledge of lending policy and compliance standards.
- Works with lower credit exposure and less complex loans.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements.
- Follows, or in some cases establishes, as required, effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Keeps abreast of risk-related changes that may impact assigned work functions and processes.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Industry
Credit Intermediation and Related Activities
Number of Employees
5,001-10,000 employees
