SBA Underwriter II

Huntington National Bank • Columbus, OH

22d • Hybrid

About The Position

Huntington Bank is hiring an SBA Business Banking Underwriter III. Duties & Responsibilities: Responsible for underwriting Business Banking SBA loans to determine credit worthiness and compliance with Bank and SBA lending policies. Reviews all financial information to make credit decisions. Acts as a liaison to internal customers to resolve business lending issues. Maintains knowledge of lending policy and compliance standards. Works with lower credit exposure and less complex loans. Adheres to bank policies and procedures and complies with legal and regulatory requirements. Follows, or in some cases establishes, as required, effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis. Keeps abreast of risk-related changes that may impact assigned work functions and processes.

Requirements

• Bachelor's degree
• Minimum of 5 years of experience analyzing and/or underwriting loans for business/commercial clients in Business Banking

Nice To Haves

• Bachelor's degree in Finance, Accounting or Business
• Experience with SBA or other government guaranteed loan programs
• Microsoft Office Suites (excel, pp, word)
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transactions risks and mitigants
• Customer service focus and good interpersonal skills are critical to be successful in this position along with a desire to work in a fast-paced environment
• Experience working in financial sales environment

Responsibilities

• Responsible for underwriting Business Banking SBA loans to determine credit worthiness and compliance with Bank and SBA lending policies.
• Reviews all financial information to make credit decisions.
• Acts as a liaison to internal customers to resolve business lending issues.
• Maintains knowledge of lending policy and compliance standards.
• Works with lower credit exposure and less complex loans.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements.
• Follows, or in some cases establishes, as required, effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
• Keeps abreast of risk-related changes that may impact assigned work functions and processes.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level