SBA Senior Loan Underwriter

First Bank Sba • Raleigh, NC

50d

About The Position

YOUR PURPOSE:As an SBA Senior Loan Underwriter, you will empower entrepreneurs to manifest their dreams by transforming their financial stories. You'll be the bridge between aspiration and achievement, analyzing complex loan requests of $500K+ and helping small businesses flourish through SBA and USDA programs. Your mindful approach to underwriting creates ripple effects of prosperity in communities everywhere. KEY RESPONSIBILITIES:Craft Financial Wellness Stories - Transform loan applications into success narratives while honoring SBA guidelines and our community standardsBe a Financial Detective - Dive deep into financial statements, business plans, and projections with the curiosity of a wellness explorer discovering new paths to growthDesign Cash Flow Experiences - Create powerful financial models and identify opportunities that structure loans for maximum impact and sustainable successTrust Your Inner Wisdom - Use your intuitive judgment to assess risk while identifying the hidden potential in every credit opportunityBuild Authentic Connections - Engage with future business leaders, fostering transparent conversations that lead to sound underwriting decisionsCollaborate with Your Team - Partner with our SBA Business Development family, creating synergy that moves mountains (and loan pipelines!)Support the Journey - Guide our Portfolio and Servicing teams with your expertise, ensuring every client feels supported throughout their financial wellness journeyCommit to Continuous Growth - Embrace lifelong learning through SBA SOPs, USDA regulations, and educational experiences that expand your expertiseChampion Excellence - Uphold our service standards while honoring all compliance requirements, because integrity is our foundation

Requirements

• 5-7 years of SBA underwriting mastery
• 10+ years of financial services and cash flow expertise
• Bachelor's degree
• Deep knowledge of SBA policies and compliance

Nice To Haves

• Exceptional organizational flow and time mastery
• Tech-savvy skills across multiple platforms and systems
• Communication superpowers that inspire and connect
• Leadership presence that motivates teams
• Growth-oriented learning approach
• Laser focus on details while seeing the bigger picture
• Collaborative team spirit
• Emotional intelligence for authentic customer relationships
• Discretion and wisdom in decision-making moments
• Clear vision and hearing to stay present and focused
• Dexterity and concentration for detailed financial analysis
• Valid driver's license for community connections
• Ability to thrive in our energizing office environment
• Flexibility to work the hours that serve our community's needs

Responsibilities

• Transform loan applications into success narratives while honoring SBA guidelines and our community standards
• Dive deep into financial statements, business plans, and projections
• Create powerful financial models and identify opportunities that structure loans for maximum impact and sustainable success
• Use your intuitive judgment to assess risk while identifying the hidden potential in every credit opportunity
• Engage with future business leaders, fostering transparent conversations that lead to sound underwriting decisions
• Partner with our SBA Business Development family
• Guide our Portfolio and Servicing teams with your expertise
• Embrace lifelong learning through SBA SOPs, USDA regulations, and educational experiences that expand your expertise
• Uphold our service standards while honoring all compliance requirements

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees