SBA Loan Underwriter

Celtic Bank • Salt Lake City, UT

15d • Hybrid

About The Position

Are you feeling underutilized right now in your role as an Underwriter? Are you never recognized for going the extra mile on a deal? Is your team so big you get lost in the shuffle? It’s time you worked for a different kind of bank. As one of the top five SBA lenders in the country, Celtic Bank is small enough that managers know you and recognize your hard work, but big enough that you’ll be challenged every day. Celtic Bank gives underwriters the opportunity to gain deep commercial credit knowledge and broad experience across a range of different industries and business types. At Celtic, you’re not just another resource in a cubicle; you’re a trusted member on an essential team. And as a member of that team, we offer hands-on training and the freedom to do your job well and grow in the process. You’ll have ample opportunities to be mentored and to mentor, so that you can, ultimately, enjoy and excel at your work. Want to know more? Apply for or ask about this opening! WHAT MAKES CELTIC DIFFERENT Managers are mentors It’s never wrong to ask great questions Business casual is everyday Hard work is rewarded You’re always learning

Requirements

• Must have minimum of three to five years of underwriting experience in SBA lending or a related field.
• Bachelor’s degree in Accounting, Finance and/or equivalent experience preferred.
• Prefer strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis.
• Advanced working knowledge of accounting principles, tax return analysis and analytical interpretation of balance sheet and income statement analysis and cash flow.
• Strong oral and written communication skills in a commercial bank environment.
• Demonstrated effective customer service skills.
• Effective business writing and professional communication.
• Strong working knowledge of Microsoft Word and Excel.

Nice To Haves

• Prefer strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis.

Responsibilities

• Conduct in-depth analysis of financial information to assist the bank in the loan decisioning process
• Present analysis and recommendation to Loan Committee for a final decision.
• Collaborate with customers, Business Development Officers, and third-party providers to gather all necessary information to present an accurate and complete picture of the loan request.
• Maintain superior level of customer service with customers, bank employees and department members

Benefits

• Medical, dental, vision
• 401(k) with employer match
• Life and long-term disability coverage
• HSA and FSA plans
• Holidays and paid time off requests
• Robust wellness program (we’re talking catered meals three times a weeks, lunch and learns, and onsite gym.)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 251-500 employees