SBA Loan Officer

US Metro Bank • Garden Grove, CA

216d • $55,000 - $85,000

About The Position

The SBA Loan Underwriter underwrites and processes SBA loan requests.

Requirements

• Working knowledge on credit analysis
• Ability to work on multiple loans simultaneously
• Working knowledge of Microsoft Office
• Effective written, verbal, and organizational skills and meticulous attention to detail
• Ability to deal effectively and tactfully with all types of customers
• Minimum of 2 years of experience in SBA
• Bachelor's Degree from an accredited 4-year University

Responsibilities

• Supports credit lending decisions by analyzing SBA loan requests, underwriting, structuring, and the closing of SBA loans
• Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulations are to be followed
• Creates financial spreadsheets and analyzes, structures, and underwrites loans
• Develops cash flow from tax returns
• Originates loans from application to closing and works closely with Escrow, Title, and all parties involved
• Monitors and reports delinquencies
• Performs periodic portfolio maintenance
• Prepares loan compliance reports
• Timely collection of financial updates
• Conducts site visitation
• Manages new and existing clients
• Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 51-100 employees