SAM Portfolio Analyst
About The Position
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! The position supports the Director of Special Assets and the SAM Governance & Practices Manager by providing operational, reporting, and governance support for the Special Assets portfolio. This role assists with portfolio reviews, risk rating and accrual status updates, documentation management, and committee processes, while ensuring data accuracy, procedural compliance, and timely system updates across multiple platforms.
Requirements
- A high school diploma or equivalent is required.
- Requires advanced proficiency in Microsoft Office applications, with the ability to create, analyze, and optimize complex documents, spreadsheets, and presentations to support departmental operations.
Nice To Haves
- Bachelor’s degree or additional course work in banking, finance or lending is an asset.
- Preferably some related experience in commercial lending or special assets support, commercial loan underwriting, commercial loan portfolio management and/or loan portfolio review experience.
Responsibilities
- Assist the Governance & Practices Manager with conducting portfolio reviews to achieve quality assurance of the team’s efforts, including proper risk ratings and accrual statuses, resolution projections, collateral assessments and timely charge-offs.
- Support the ongoing maintenance and updates of SAM procedures in partnership with the Governance & Practices Manager.
- Maintain, update and develop department forms and documentation as needed to ensure accuracy, consistency and compliance.
- Participates in the quarterly CLAR process to include validating the CLAR list received by Credit Analytics, preparing the CLAR packages and taking minutes for CLAR meetings.
- Submit and document any risk rating and status changes approved in the CLAR meetings.
- Complete SAM transfer requests for non-SBA loans received through Service Now, maintain SAM Transfer Request log and confirm all changes are made in the appropriate Core system.
- Responsible for submitting risk rating and accrual status changes in SharePoint, maintain SharePoint Changes Master List and confirm changes have been made in the appropriate Core system.
- Compile 1099 forms to submit to Loan Maintenance at the end of each quarter, attend Tax Reporting Validation meetings, and perform verification and balancing at year end.
- Attend and take minutes for the monthly Special Assets Committee meeting.
- Assist the Director of Special Assets and the SAM Governance & Practices Manager in providing information for audit requests, including internal and third-party audits, internal loan review, and regulatory reviews.
- It is the responsibility of this role to take ownership of all tasks and challenges that they encounter in the operation of their assigned position.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
