Rotational Credit Analyst Hybrid, Chicago, IL)

Byline Bank.•Chicago, IL

9h•$65,000•Hybrid

About The Position

The 2026 Commercial Banking Rotational Credit Analyst Training Program is designed with a primary objective: to develop the next generation of Commercial Banking Officers and Relationship Managers at Byline. This 24‑month program provides a structured pathway for high‑potential talent to build deep credit expertise, strengthen analytical capabilities, and gain hands‑on experience in client relationship management, and the foundational skills required for success in commercial banking. The program begins with five to six weeks of full‑time, instructor‑led classroom training, followed by various rotational assignment options across key lending groups, including Commercial & Industrial, Commercial Real Estate, Sponsor Finance, Business Banking, Treasury Management, and Special Assets. These rotations immerse analysts in real credit work, underwriting, portfolio management, and business development activities alongside Byline’s seasoned bankers and credit professionals. Upon successful completion of the program, participants will transition into full‑time roles within one of Byline’s commercial lending teams, based on business needs, performance, and individual interests.

Requirements

Bachelor’s degree (Accounting, Finance, Business or Economics preferred)
Targeted minimum GPA of 3.5, considered in context with overall experience and strengths
Strong analytical, multi‑tasking, interpersonal, and written/verbal communication skills
Ability to work both independently and collaboratively within teams
Excellent relationship‑building and client‑interaction skills
Demonstrated critical thinking, curiosity, collaboration, and comfort speaking up in group settings; personable and engaging with stakeholders; technical credit skills can be developed through training
Demonstrated involvement in extracurricular activities, student organizations, relevant clubs, or prior internship experience that reflects initiative, leadership, and interest in financial or client‑focused work
Currently pursuing an undergraduate degree with target graduation from April 2026 to June 2026
Travel to various Byline locations across Illinois will be necessary; analysts are expected to provide their own transportation or use public transit to reach Chicago, Libertyville, Itasca, Naperville, Wilmette, or Morton Grove (hybrid/remote options may be available)

Responsibilities

Underwrite credit transactions for various lines of business
Spread and analyze financial statements
Monitor credit risk within loan portfolio
Prepare annual financial reviews and credit memos
Accompany lenders on customer and prospect calls to support the bank’s relationship banking culture through on-going customer contact, quality customer service, and product knowledge
Provide support to the relationship managers