Risk Strategist, User Risk Strategy

Stripe • Chicago, IL

4h

About The Position

Stripe is a financial infrastructure platform that enables millions of companies, from startups to large enterprises, to accept payments, grow revenue, and accelerate business opportunities. The company's mission is to increase the GDP of the internet. As Stripe continues to innovate and serve businesses globally, the complexity and scale of risk will grow. The User Risk Strategy organization is responsible for protecting and advancing Stripe’s business, brand, and mission by developing and implementing market-leading policies and practices that build user and partner trust while fostering business growth. This particular role is within the Industry Expansion Strategy team, focusing on unlocking revenue by strategically expanding support for users in highly regulated industries. The Risk Strategist will embed within Sales account teams to provide high-quality risk advisory support for onboarding large enterprise users. This involves collaborating with Compliance, Legal, Financial Partnerships, Product, and Credit Risk teams to design and execute custom risk mitigation strategies for users in the Financial Services vertical. Additionally, the role provides expert guidance and analysis to facilitate the growth of novel business models on Stripe, such as predictive markets, P2P money transmission, and stablecoin remittance, in a risk-conscious manner. The ideal candidate is passionate about navigating ambiguity, balancing business growth with risk, and improving user experience.

Requirements

• 5+ years of professional experience, preferably in Financial Services, Payments or FinTech industries
• Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk
• Experience in a related role (risk, compliance, legal, consulting)
• Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them
• Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
• Strong stakeholder management skills, including experience influencing product/engineering, sales, data science, and operations teams
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
• The ability to take ownership, be accountable, and lead without formal authority
• Entrepreneurial and curious mindset, strong communication and interpersonal skills
• Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind
• Strong desire to work in a fast paced and innovative environment
• Strong analytical skills and operating rigor
• Strong executive presence and presentation skills, including experience engaging with leadership

Nice To Haves

• Experience overseeing execution and delivery of highly-strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
• Experience in a client-facing role managing relationships with large, global, and complex organizations.
• Ability to navigate data and people to find answers and drive solutions
• A strong understanding of our business and products, and an ability to research/self-start
• Familiarity with card network rules

Responsibilities

• Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, credit worthiness) for large, complex Financial Services deals. You will partner with Stripe’s Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe’s largest users.
• Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly.
• Perform research and analysis to assess Stripe’s current risk performance and develop and prioritize long-term strategic plans for future growth.
• Challenge the status status quo and provide multiple alternative solutions and key execution criteria
• Represent Stripe in external engagements with our most critical partners and users.
• Execute special projects/ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed