Risk Operations Analyst

Imprint

66d

About The Position

The Risk Operations Analyst positions are key roles within the BSA Operations team. Risk Operations Analysts will make an impact by conducting reviews and investigations to identify and mitigate potential financial crimes, including money laundering, fraud, and other suspicious activities, preparing Unusual Activity Reports, and reporting trends to leadership. This role plays a key part in ensuring Imprint meets all regulatory requirements and maintains the integrity of its BSA/AML program.

Requirements

• High School Diploma, GED, equivalent certification.
• Certified Anti-Money Laundering Specialist.
• 2+ years of experience in BSA/AML monitoring.
• 2+ years of experience in fraud investigations related to transaction monitoring, application review, and/or disputes.
• Strong analytical and investigative skills, with attention to detail and accuracy in documentation.
• Ability to work independently in a remote environment.
• Strong verbal and written communication skills.
• Ability to dive into situations to identify patterns.
• Strong analytical skills, particularly to track, understand and act to meet metrics and KPIs.
• Exceptional organization and attention to detail.
• Emphatic commitment to personal growth and development.

Nice To Haves

• Familiarity with AML transaction monitoring systems such as Sardine.
• Prior experience at a high-growth startup.
• Experience leading or scaling BSA/AML strategy functions within a fintech, neobank, or digital credit card issuer.

Responsibilities

• Review transaction monitoring alerts, including those generated through the Unusual Activity Monitoring System (UAMS) and Sardine platform, to identify potential suspicious activity.
• Conduct manual reviews of alerts to ensure proper notation and documentation for false positives, and escalate validated cases for Unusual Activity Reports (UARs).
• Support the refinement and enhancement of AML rules and detection models in collaboration with BSA Operations and Fraud Strategy.
• Prepare clear, concise, and well-documented case files to support regulatory reporting requirements.
• Assist in developing and implementing procedural improvements to increase operational efficiency and accuracy.
• Collaborate cross-functionally with Fraud Operations, Dispute Operations, Fraud Strategy, Credit Strategy, Compliance, Engineering and Data teams to ensure alignment across monitoring and investigative processes.
• Participate in periodic audits, quality assurance reviews, and training to maintain compliance standards.

Benefits

• Competitive compensation and equity packages.
• Leading configured work computers of your choice.
• Flexible paid time off.
• Fully covered, high-quality healthcare, including fully covered dependent coverage.
• Additional health coverage includes access to One Medical and the option to enroll in an FSA.
• 16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents.
• Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity.

What This Job Offers

• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees