Risk Management Senior Director

Best Egg • Wilmington, DE

44d • $170,000 - $195,000 • Remote

About The Position

Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them. We offer top-tier benefits and growth opportunities in a culture built on our core values: Put People First – We foster an inclusive, flexible, and fun workplace. Create Clarity – Open communication drives trust and results. Get Things Done – We focus, prioritize, and deliver with excellence. Deliver with Heart – We lead with kindness, humility, and strong teamwork. Listen to Our Customers – Their needs drive our innovation. Barclays has entered into an agreement to acquire Best Egg with closing expected to take place in Q2 2026. This acquisition will give us the resources and capital to continue on our mission and drive our strategy forward. With an aligned culture, lower cost of funds, and increased employee growth opportunities across a global brand, we are excited about the future of the Best Egg brand under the Barclays umbrella. We are looking for collaborative, innovative team players who like to solve problems. There will also be immense opportunities for those willing to dive in. If you're inspired by growth and want to make a real difference, Best Egg is the place for you. We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team. Role Summary: We are seeking a Senior Director of Risk Management to design, operate, and enforce our Enterprise Transaction Risk Governance Program. This leader will own the transaction governance framework, oversee risk reporting, build our Risk Control Self-Assessment (RCSA) Program, and contribute to our Data Governance program. The position requires deep regulatory fluency, strong cross-functional influence, and presence at the executive level.

Requirements

• Bachelor’s degree in business, finance, or a related field.
• 15+ years of experience in financial services or banking, including 10+ years leading risk management programs with strong governance and control expertise.
• Demonstrated success building or maturing enterprise risk governance functions.
• Working knowledge of the regulatory environment and compliance requirements for financial institutions.
• Proven ability to influence and collaborate across executive and functional lines, including Legal, Compliance, Finance, Credit, Operations, Marketing, etc.
• Exceptional written and verbal communication skills, with the ability to distill complex risk topics for executives and Board audiences.
• Experience leading small teams, including hiring, mentoring, and performance management.

Nice To Haves

• Preferred experience with consumer lending products and services.
• Experience engaging with external partners, regulators and auditors and preparing executive and Board-level materials.

Responsibilities

• Serve as the enterprise owner for the transaction risk governance framework, establishing clear processes, standards, and controls to meet internal and external approval standards.
• Act as the single point of accountability for end-to-end transaction governance by identifying, documenting, and securing all required approvals while maintaining transparency and audit readiness.
• Advise senior leadership on key risks and opportunities, providing actionable recommendations.
• Engage directly with executives and functional leaders internally and externally to facilitate alignment, drive decisions, and resolve escalations.
• Manage relationships with external partners, obtaining required approvals and negotiating outcomes supported by clear rationale and analysis.
• Build a repeatable, scalable governance process with standardized templates, documentation, tooling and automated tracking.
• Maintain centralized decision and exception logs, ensuring timely follow-up and escalation to the CRO or C-suite when appropriate.
• Collaborate across first and second lines of defense to ensure effective identification, measurement, and mitigation of enterprise risks.
• Help build and mature a Risk Control Self-Assessment (RCSA) Program aligned to our Bank requirements, ensuring appropriate risk identification, control design, and testing.
• Lead risk reporting program and team, ensuring accuracy, timeliness, and insight.
• Act as a key stakeholder in developing the Data Governance Program and ensuring risk reporting draws from a single, trusted source of truth.
• Continuously assess and evolve risk programs as business priorities and regulatory requirements change.

Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program
• Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays
• Multiple health care plans to choose from, including dental and vision options
• Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
• Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
• Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Number of Employees: 501-1,000 employees