Risk Management - Credit Senior Officer
About The Position
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. As a Credit Officer in our Commercial Banking team, you use your credit training and experience to assess the creditworthiness of customers and facilitate portfolio growth while mitigating risk. You work with us to structure transactions, analyze relationships, and recommend solutions that protect the bank. Together, we build strong partnerships and contribute to the resilience of our organization. You have the opportunity to make a meaningful impact and advance your career in a collaborative environment.
Requirements
- Bachelor’s degree or advanced degree with a business focus
- Completion of a major corporate or commercial bank credit training program and three years of commercial banking experience, or
- Minimum five years of experience in commercial banking or lending, including credit, structuring, or marketing
- Significant accounting and finance knowledge
- Strong verbal, written, and interpersonal skills
- Strong analytical and problem-solving abilities
Nice To Haves
- Experience leading complex transactions such as syndications
- Familiarity with multi-level capital structures
- Track record of contributing to process improvements
- Ability to work efficiently with diverse internal and external contacts
- Experience authoring credit analysis for a variety of client relationships
- Proven ability to balance risk and reward in transaction structuring
- Leadership experience within a credit or banking team
Responsibilities
- Structure transactions while balancing risk and reward
- Author concise and thoughtful credit analysis for customer relationships
- Identify key risks and recommend appropriate credit structures
- Work proactively with internal and external contacts to move transactions forward efficiently
- Lead complex transactions, including syndications and multi-level capital structures
- Evaluate smaller relationships and recommend simple structures to protect the bank
- Collaborate with team members to support portfolio growth
- Communicate credit decisions clearly and effectively
- Maintain accurate credit documentation and reporting
- Contribute to process improvements and best practices
- Demonstrate strong problem-solving and organizational skills
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
5,001-10,000 employees
