Risk Management - Credit Card Analytics - Associate

JPMorgan Chase • Wilmington, DE

84d

About The Position

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate within Card Installment and Credit Risk, you will assist in developing portfolio risk policies for key lending programs such as Chase Pay Over Time, My Chase Loan and other new and exciting card installment lending initiatives. You will have the opportunity to guide fundamental changes to risk management process by working with people, process, and technology.

Requirements

• A Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required.
• 2+ years of Credit Risk Management and/or Marketing Analytics in financial industry.
• Strong P&L knowledge and understanding of profit drivers.
• Excellent oral and written communication skills.
• Ability to logically structure analyses using strong analytical, interpretive and problem solving skills.
• Ability to translate complex analysis into concise presentations with sound business conclusions.
• Strong knowledge of SAS, SQL and MS Office required.

Nice To Haves

• Master's degree preferred.
• Credit card experience.

Responsibilities

• Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy.
• Recognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality.
• Design, implement, track, and report on new strategies in a Test vs. Control environment.
• Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions.
• Work with cross functional areas including IT, Operations and other Credit Risk groups to ensure successful implementation of new strategies.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree