Risk, Credit Risk, Analyst, Salt Lake City

Goldman Sachs • Salt Lake City, UT

443d

About The Position

The Credit Risk Analyst position within the Risk Division at Goldman Sachs involves managing the firm's credit exposure to trading and lending counterparties. The role requires performing credit analysis, monitoring counterparties, and providing insights to senior management. This position is ideal for individuals who are collaborative, detail-oriented, and possess strong ethical standards.

Requirements

• Bachelor's Degree
• 0-2 years of relevant experience in credit analysis or asset/portfolio management

Nice To Haves

• Industry knowledge of Corporate Finance, Structured Finance and/or Commercial Real Estate Financing
• Functional work experience or strong academic background in accounting, corporate finance, investment analysis, and research
• Demonstrate strong interest and knowledge in asset finance space (real estate, securitization and asset backed warehouse lending)
• Strong analytical and communication skills, both oral and written
• Team player with an ability to work effectively with colleagues in other regional offices
• Highly motivated, flexibility, ability to learn quickly
• Strong organizational skills and the ability to manage multiple assignments concurrently

Responsibilities

• Assess the credit and financial strength of counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors.
• Perform counterparty reviews, including recommending appropriate internal risk rating for each counterparty and regulatory risk ratings, where applicable.
• Proactively monitor and assess counterparts and industry subsectors and report relevant information and its impact to senior management in a timely manner.
• Develop a thorough understanding of counterparty financial disclosures and transaction memoranda.
• Identify and escalate notable industry and performance trends and recommend appropriate action to senior team members.
• Monitor the performance of counterparties in the portfolio, including adherence to covenants and analyzing the counterparties' performance relative to budget and/or underwriting expectations.
• Determine macro factors impacting fundamental credit quality at both industry and sub-sector levels.
• Prepare and submit in depth analysis supporting the counterparties' ratings for Federal regulatory examinations.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Securities, Commodity Contracts, and Other Financial Investments and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees