Risk Analyst

American Integrity Insurance Company of Florida, Inc. • Tampa, FL

43d • Onsite

About The Position

The Risk Analyst will collaborate with internal staff, vendors, the Office of Insurance Regulation (OIR), and consultants. This person will work on our risk team to research new business opportunities, quantify and communicate existing exposure, and report on these exposures to internal groups, regulators, and other stakeholders. Success in this role will be measured not only by underwriting profit and policy growth, but also contributions to product improvement through innovative ideas. The individual will need strong analytical and communication skills and a curious, creative attitude.

Requirements

• College Degree in Risk Management, Insurance, or other technical degree.
• One (1) to two (2) years of property insurance experience, preferred. Previous experience as a Product Analyst, Risk Analyst, or in Catastrophic Modeling a plus.
• Analytical techniques and technical communication skills.
• Strong organizational skills, including time management.
• Demonstrated skills or past achievement to obtain desired results.
• SQL, Tableau, R preferred.
• Superior Excel skills required.
• Demonstrated ability to learn additional software applications as required.
• Ability to present ideas and information in a clear, concise manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.
• Ability to work in a team environment and independently.
• Ability to communicate interpersonally with individuals and groups via telephone and in writing.
• Ability to communicate effectively with a wide variety of technical / professional / consumer clients.
• Ability to develop and maintain open and trusting working relationships with clients / agents in order to gather pertinent information.
• Ability to balance timeliness and accuracy.
• Ability to listen and communicate clearly while maintaining proper confidentiality.
• Strong decision-making and problem solving skills.
• Ability to innovate regarding methods and approaches to existing and future work processes.
• Ability to be resourceful in information gathering and assess information for the best possible decision.

Nice To Haves

• Successful completion of CPCU, AIR, and/or RMS Certifications, preferred.
• AIR or RMS experience preferred.
• SQL, Tableau, R preferred.

Responsibilities

• Organize and model American Integrity’s risk portfolio using the AIR and RMS hurricane models.
• Query and analyze large volumes of data stored in various database formats.
• Analyze and report on loss trends including regular/monthly reports and ad-hoc requests. Analysis should be reported on time and accurately and include summary of findings and recommendations for courses of action.
• Analyze and report on other KPI’s including cancellation/retention/attrition, new business production, new business quality, average annual loss and any other ad-hoc requests. Analysis should be reported on time and accurately and include summary of findings and recommendations for courses of action.
• Portfolio analytics for reinsurance cost.
• Profitability analysis by line, county, and coverage.
• Model blending by region and catastrophe peril
• Independently work on supporting new products and features.
• Live catastrophic event support through reporting, analytics, and other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level