Risk Analyst

Lobel Financial•Anaheim, CA

About The Position

Join one of the top 20 auto finance companies in the industry and grow with us! We offer in-house promotions, great benefits, work-life balance, and job stability. If you're looking to work for a rewarding company that encourages their employees to learn and develop, then partner with Lobel. Position Summary The Risk Analyst is responsible for assessing credit risk, reporting on credit metrics, conducting data and business analysis, utilizing best practices of data analysis to ensure data results are accurate, summarizing findings, developing recommendations and presenting analyses to management in a clear, concise, convincing, and actionable format. Multiple projects are assigned simultaneously that require the ability to multi-task between scorecard development, analysis, coding rules, studying and generating market reports, and subpopulation studies. In addition, the Risk Analyst is responsible for developing, maintaining, and refining credit scoring models. Projects are completed in a team and individual environment.

Requirements

3+ Years of work experience in similar field
Bachelor's degree in statistics, finance, or other quantitative fields.
Proficiency in SQL and Python
Demonstrated history of strong organizational, analytical, and problem solving skills
Adaptable to change, enjoys a fast-paced and challenging environment
Ability to work as part of a team to achieve the goals of the department

Nice To Haves

Master's degree a plus.

Responsibilities

Perform studies on customer applications and performance data for segmentation
Develop models for projection (i.e. delinquency, charge-off, profit and loss)
Develop, code, and test logic to be used in automated pricing
Develop, monitor, and maintain complex consumer credit statistical models (i.e. origination scorecards)
Solve business problems and drive better decisions
Prepare and effectively present key summary analysis to upper management