Risk Analyst I

AMERICAN BANK OF COMMERCE•Wolfforth, TX

About The Position

Join our team as a Data Validation & Risk Management Specialist, where you’ll play a key role in supporting the bank’s internal controls and enterprise risk management initiatives. In this position, you’ll be responsible for ensuring the integrity and accuracy of financial data, maintaining thorough documentation for audits and regulatory reviews, and assisting with risk assessments and reporting. If you have a keen attention to detail, strong analytical skills, and a background in banking or financial services, we invite you to help us drive continuous improvement in data quality and risk management processes. At ABC Bank, we are committed to Growing Relationships, Simplifying the Process, and Doing the Right Thing in everything we do. We believe that building strong, long-term relationships with our customers, employees, and community is at the heart of every success. Our approach is centered around understanding the unique needs of those we serve, fostering trust, and providing personalized solutions. By focusing on the human side of business, we create connections that last and continue Growing Relationships. We also understand that navigating the world of finance can be a complex process. That’s why we are dedicated to Simplifying the Process for our customers. We aim to make every interaction clear and straightforward, breaking down barriers and making financial decisions easier to understand and execute. At the core of our company is a commitment to Doing the Right Thing—always. Whether it's in our relationships with customers, the services we provide, or the decisions we make, we prioritize integrity and ethical practices. We hold ourselves to the highest standards, ensuring that every choice we make reflects our values and the trust our customers place in us. Join us and be part of a team that is driven by these values—where growth, simplicity, and integrity define our path forward.

Requirements

Perform other duties as assigned by management/supervisor.
Comply with all federal, state, and company policies, procedures, laws, and regulations.
Adhere to all relevant security responsibilities as outlined in the Bank’s Information Security Program and Written Security Program.
Support internal and external audits, regulatory exams, and management reporting as needed.
Communicate professionally with customers, internal teams, vendors, and card networks regarding dispute status and outcomes.
High school diploma or equivalent required.
1–2 years of experience in banking or financial services risk management.
Familiarity with applicable regulations (e.g., Regulation E, Regulation Z).
Strong analytical, problem-solving, and decision-making skills.
Excellent written and verbal communication skills.
Close attention to detail and the ability to manage multiple duties and deadlines.
Proficiency in core banking systems and Microsoft Office (Excel, Word, Outlook).

Nice To Haves

Associate or bachelor’s degree in business, finance, or a related field preferred.

Responsibilities

Support the bank’s internal controls over financial reporting by performing independent data validation.
Control testing and documentation related to key systems and reports relied upon for FIDICIA certifications to ensure accuracy, completeness, timeliness, and consistency.
Maintaining clear documentation suitable for internal audit, external auditors, and regulators.
Assist with enterprise risk management activities, including data collection and validation for risk assessments and reporting.
Support maintenance of Key Risk Indicator (KRI) data.
Help track remediation actions and confirm that business owners provide the required documentation.
Assist in preparing materials for risk committees and management reporting, focusing on data accuracy and consistency.
Identify opportunities to enhance data quality, documentation practices, and risk management processes while performing assigned duties.